Personal Investing Part A

Personal Investing Part A

Personal Investing 
Part A 
Understanding & applying investment 
fundamentals 
An investment in knowledge pays 
the best interest 
Benjamin Franklin 

There are only two ways of making money. The 
first way is by working for it. The second way is 
by putting it to work for us! Making our money 
work as hard as possible is very important. 
However, we must understand how to make our 
money work hard and also understand what risk 
really means. For many of us “risk” means simply 
losing our money, but risk can mean a lot of 
different things. Your personal risk tolerance, 
time horizon, investment objectives and financial 
goals guide you to the appropriate investment 
choice. 
This course will explore the concepts of investing 
so that you will have the necessary tools to 
understand and work with financial service 
providers. 
Investing starts with creating a surplus in your 
cash flow, which creates savings. Savings not 
required for immediate needs may then be 
invested. For the purposes of this program, 
investing will refer to the methodical allocation of 
surplus funds to various investments in order to 
generate interest, dividends or capital growth, 
while at the same time managing risk. In all cases 
we are referring to quality investments... 
NOT SPECULATION. 

First Sovereign Investment 
Management Inc. 
 Financial education and counselling 
 Objective, unbiased courses 
 Network of alliances with qualified 
professionals

Learning Objectives 
 To have a basic understanding of 10 
different types of investments 
 To realize how your financial goals, 
investment objectives, time horizon 
and risk tolerance impact your 
investment choice. 

Personal Investing Part A