Part 1
Getting Started with Medicare
IN THIS PART …
Set the record straight on common assumptions and
misconceptions about Medicare and how it compares with other
types of health insurance.
Discover the basics of Medicare with a quick primer on how it’s
divided into four separate programs: Part A (hospital stays), Part
B (doctors’ and outpatient services), Part C (Medicare’s private
health plans), and Part D (prescription drug coverage).
Find out which services Medicare helps pay for, which services it
doesn’t cover at all, and which ones come with certain coverage
limits.
Recognize what you’re likely to pay toward your costs in Medicare
— the basic premiums, deductibles, and co-payments, plus the
premium surcharges you may have to pay if your income is over a
certain level.
Get the scoop on ways to reduce your out-of-pocket expenses in
Medicare, including special help if your income is under a certain
level.