What Is a Mortgage?

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2025-11-13 17:30:12 -

What Is a Mortgage? A mortgage is a long-term loan secured by real property — usually a home — that allows individuals or businesses to purchase real estate without paying the entire price upfront. Instead of buying the property outright, a borrower agrees to repay the lender over time, typically in monthly installments that include both principal (the amount borrowed) and interest...

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