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Leonard Pokrovski

added blog Personal Finance
2025-11-12 16:18:52 -

Am I Spending Too Much? Understanding Overspending and How to Regain Control
Am I Spending Too Much? Understanding Overspending and How to Regain Control We’ve all had that moment—checking our bank account, scrolling through the credit card statement, or opening a budgeting app—and feeling a sinking sense of surprise. “Wait… how did I spend that much this month?” Whether it’s the lure of convenience, social pressures, or just...

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Michael Pokrovski

added blog Decision Making and Problem Solving
2026-06-08 20:43:40 -

How does psychology influence spending?
How Does Psychology Influence Spending? The Invisible Hand Inside the Wallet A person walks into a store intending to buy a single item. They leave with three bags. Nothing about their income changed in that moment. Nothing about prices fundamentally shifted. The list they carried in was clear. What changed was not the budget. It was the mind navigating that budget under real-world...

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Michael Pokrovski

added blog Decision Making and Problem Solving
2026-06-09 06:06:40 -

Why do people overspend?
Why Do People Overspend? The Gap Between Intention and Spending Behavior A person checks their budget in the morning. They decide to be careful with money. By the evening, several small purchases have been made. None of them feel significant on their own. Together, they quietly exceed the intended limit. Overspending rarely comes from a single large decision. It usually emerges from...

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