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How is fintech regulated? Laws, compliance issues, and what regulators expectHow is fintech regulated? Laws, compliance issues, and what regulators expect Fintech — any business that uses software and data to deliver financial services — sits at the intersection of finance, technology and data. That means regulation doesn’t come from a single law or agency: it’s an ecosystem of sectoral rules (payments, banking, securities), cross-cutting...0 Commentarii 0 Distribuiri 2K Views 0 previzualizare
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The Risks and Downsides of Fintech: Security, Privacy, Fraud, Regulatory, and Technological RisksThe Risks and Downsides of Fintech: Security, Privacy, Fraud, Regulatory, and Technological Risks Introduction Financial technology, or fintech, has transformed how people and businesses interact with money. From mobile banking and digital payments to cryptocurrency and robo-advisors, fintech has made financial services more accessible, efficient, and personalized. The global fintech market...0 Commentarii 0 Distribuiri 3K Views 0 previzualizare
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What are the current fintech trends — and which markets are growing fastest?What are the current fintech trends — and which markets are growing fastest? Fintech is no longer a niche challenger; it’s the plumbing and UX layer of modern finance. From banks adopting generative AI to retailers embedding payments directly into checkout flows, the field is moving fast and in clear directions. Below I outline the most important trends shaping fintech today,...0 Commentarii 0 Distribuiri 1K Views 0 previzualizare
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What Does Fintech Cost for Consumers and Businesses?What Does Fintech Cost for Consumers and Businesses? Fees, Hidden Costs, and Comparing Costs vs. Traditional Alternatives Financial technology—better known as fintech—has transformed how we save, spend, borrow, and invest. From mobile banking and digital wallets to peer-to-peer lending and crypto platforms, fintech promises speed, accessibility, and lower costs. But these services...0 Commentarii 0 Distribuiri 1K Views 0 previzualizare