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Leonard Pokrovski

added blog Personal Finance
2025-11-25 21:43:48 -

What Kinds of Retirement Plans Are There?
What Kinds of Retirement Plans Are There? A Guide to Defined-Benefit, Defined-Contribution, and Hybrid Plans Planning for retirement is one of the most important long-term financial goals you will ever face. Yet many people find the landscape of retirement plans confusing. Employers, governments, and financial institutions offer several types of plans—each with its own rules, benefits,...

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Leonard Pokrovski

added blog Personal Finance
2025-11-24 15:26:19 -

How Do Pensions Work?
How Do Pensions Work? Understanding What a Pension Is, How It’s Calculated, and What “Vesting” Means Planning for retirement is one of the most important financial tasks you’ll face, and pensions—though less common today—remain a key part of retirement income for millions of workers. Whether you currently participate in a pension plan or are simply curious...

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Leonard Pokrovski

added blog Personal Finance
2025-11-25 21:48:01 -

How Much Should I Pay Into My Pension or Retirement Account?
How Much Should I Pay Into My Pension or Retirement Account? Deciding how much to contribute to a pension or retirement account is one of the most important — and most confusing — financial choices most people face. You know you should save for the future, but you also have bills, living costs, and maybe family obligations right now. Add in tax rules, contribution limits, employer...

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Leonard Pokrovski

added blog Personal Finance
2025-12-25 20:35:23 -

Tax Advantages for Self-Employed People
Tax Advantages for Self-Employed People Self-employment offers freedom — but also responsibility. One of those responsibilities is taxes. Unlike employees whose taxes are largely handled through payroll withholding, self-employed people must file quarterly, manage business expenses, and plan ahead to keep more of what they earn. The good news? The U.S. tax code includes several powerful...

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Leonard Pokrovski

added blog Personal Finance
2025-12-24 18:15:45 -

What Are Tax-Advantaged Employee Benefits?
What Are Tax-Advantaged Employee Benefits? Tax-advantaged employee benefits are compensation perks that receive favorable tax treatment under U.S. tax law. They allow employees to pay for certain expenses with pre-tax dollars, reduce taxable income, or grow savings tax-deferred or tax-free. For employers, these benefits can be cost-effective tools to attract and retain talent. For employees,...

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Leonard Pokrovski

added blog Personal Finance
2025-12-19 23:13:06 -

What Are the Best Tax-Advantaged Accounts?
What Are the Best Tax-Advantaged Accounts? Tax-advantaged accounts are tools built into the U.S. tax system to encourage saving for retirement, health care, and education. By using them wisely, individuals and families can reduce taxes today, grow money faster over time, or both. While no single account is “best” for everyone, understanding how each works helps you choose the right...

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Leonard Pokrovski

added blog Personal Finance
2025-11-24 15:24:12 -

Where Will My Retirement Income Come From?
Where Will My Retirement Income Come From? Understanding Your Income Mix for a Safer Retirement Planning for retirement is one of the most important financial decisions you’ll ever make. The earlier you begin understanding where your future income will come from, the easier it becomes to build a retirement strategy that supports the lifestyle you want. While everyone’s situation...

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