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- How rising or falling interest rates might affect youWhen the Federal Reserve raises or lowers its target interest rate, the change affects consumers too. The federal rate helps determine the interest you pay on loans and earn on savings, so it matters to just about everyone. Here’s what might change when rates rise or fall. 1. Your mortgage payments If you have a fixed-rate mortgage, you won’t be affected by a rate...0 Comments 0 Shares 7411 Views 0 Reviews
- How to establish an emergency savings fundEstablishing an emergency savings fund now can have a big payoff later. Setting aside emergency savings can help you get by if your home or car needs urgent repairs, as well as in more serious situations such as illness or unemployment. Here’s how to figure out how much you need and how to get started. Your emergency savings fund should be enough to cover your major expenses for...0 Comments 0 Shares 7088 Views 0 Reviews
- How to reduce taxesIt is said that only two things are inevitable in the world - death and taxes. The first really cannot be avoided, and the second can be fought. By learning how to plan your own tax steps, you can significantly reduce payments to the treasury of the Internal Revenue Service. This does not require any offshore bank accounts or special tax breaks. What are these steps? Tax tactics are,...0 Comments 0 Shares 17711 Views 0 Reviews
- Timeline: Paying for collegeBackground Throughout this section of the resource, we focus on what activities you can pursue to pay for college. This timeline gives you a guideline as to when in your high school career each activity is particularly relevant. Timeline Introduction: Paying for College Timing by grade Begin an ongoing dialogue with...0 Comments 0 Shares 5404 Views 0 Reviews