A financial plan is always drawn up taking into account financial goals - this is a kind of guiding star that helps to take care of your capital.
After all, if you understand that buying a device that will soon gather dust to the sidelines with others will postpone the achievement of your goals, then, most likely, the desire to make rash purchases will be an order of magnitude...
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What will you learn?
What is free cash flow?
How to keep records of income and expenses
How to Build an Income and Expense Report
Through the previous lesson, we realized that personal balance gives a general idea of a person's financial situation.
However, very often the big picture may not be enough to accurately...
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What will you learn?
What is budgeting?
What budgeting methods exist
How to determine the most appropriate budgeting method
The final and no less important tool of financial planning is budgeting.
By budget, in our case, we understand a financial planning tool with which you can structure finances and draw up a final...
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What will you learn?
What is a financial safety cushion?
What can shake the financial situation
What tools will help to insure personal finances
After optimizing finances, you already begin to understand the average monthly value of your expenses. This is important, since this indicator will help to calculate the size of the...
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