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Leonard Pokrovski

added blog Personal Finance
2025-11-07 23:45:30 -

How Do Lenders Decide on Loan Approval?
How Do Lenders Decide on Loan Approval? What Information They Check, What Documents You Need, and Why Income, Employment History, and Debt-to-Income Ratio Matter Applying for a loan—whether for a car, a home, or personal expenses—can be both exciting and intimidating. The approval process often seems mysterious: what exactly do lenders look at, and why? The truth is that lenders...

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Leonard Pokrovski

added blog Personal Finance
2025-11-24 15:19:34 -

What Records and Documents Do I Need to Keep—and for How Long?
What Records and Documents Do I Need to Keep—and for How Long? A Practical Guide to Personal and Tax Record Retention Managing financial and personal documents can feel overwhelming, especially when you’re unsure how long to keep each type of record. Many people either save too much—cluttering their homes with years of outdated paperwork—or too little, increasing the...

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