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Leonard Pokrovski

toegevoegd een audio Personal Finance
2025-11-12 16:26:31 -

How Do I Decide What I Should Spend Money On?
How Do I Decide What I Should Spend Money On? Understanding Needs vs. Wants and Making Smarter Spending Choices Money is one of the most powerful tools we have to shape our lives. How we spend it can determine not only our financial security but also our sense of stability and happiness. Yet, deciding what’s worth spending money on—and what’s not—can be surprisingly...

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Leonard Pokrovski

toegevoegd een audio Personal Finance
2025-11-13 17:25:49 -

How Do I Plan a Budget So I Know How Much I Can Afford to Spend?
How Do I Plan a Budget So I Know How Much I Can Afford to Spend? How to Budget First, Then Determine Spending Most people start with spending and try to make the numbers work afterward. They buy what they want, pay bills, and hope there’s enough left over to cover the rest. But that approach often leads to stress, debt, and uncertainty. A better way—the smart way—is to...

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Leonard Pokrovski

toegevoegd een audio Personal Finance
2025-11-10 18:33:12 -

How Much Should I Save Each Month?
How Much Should I Save Each Month? A Complete Guide to Building Your Emergency Fund and Smart Savings Habits When it comes to personal finance, few questions are as common—or as important—as these: How much should I save each month? What percentage of my income should go to savings? How large should my emergency fund be? The truth is, there’s no...

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Leonard Pokrovski

toegevoegd een audio Personal Finance
2025-11-10 18:36:45 -

How to Manage Day-to-Day Spending vs Saving vs Investing
How to Manage Day-to-Day Spending vs Saving vs Investing Balancing the “Now” with the “Future” Managing money well is about more than earning enough — it’s about deciding where every dollar should go between the needs of today and the promises of tomorrow. Many people find themselves caught between enjoying life now and preparing for the future. How much...

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Leonard Pokrovski

toegevoegd een audio Personal Finance
2025-10-22 12:42:43 -

What If I Overspend?
What If I Overspend? How to Regain Control and Restore Balance to Your Budget Everyone has been there—you check your bank account near the end of the month and realize you’ve spent more than you planned. Maybe it was a few unplanned dinners out, a sale that was too tempting to ignore, or a forgotten subscription quietly renewing. Overspending happens to even the most disciplined...

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Leonard Pokrovski

toegevoegd een audio Personal Finance
2025-11-13 17:26:58 -

Where Am I Wasting Money?
Where Am I Wasting Money? How to Spot “Leaks” and Inefficiencies in Your Spending Habits Most of us don’t mean to waste money — it just seems to vanish between paychecks. You might feel like you’re earning enough but still struggling to save, wondering, “Where is it all going?” The answer usually lies in small, habitual spending leaks that quietly...

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