What is the federal funds rate?

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2026-08-06 20:07:59 -

What Is the Federal Funds Rate? The federal funds rate is one of the most important interest rates in the United States. Although it primarily affects banks, its influence extends throughout the economy, impacting borrowing costs, savings accounts, mortgages, credit cards, investments, and even employment. Understanding the federal funds rate can help consumers and businesses make more...

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