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Leonard Pokrovski

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2025-12-11 20:10:16 -

Can You Collect Social Security From Two Sources?
Can You Collect Social Security From Two Sources? Understanding Dual Entitlement, Spousal Benefits, and the Old “Restricted Application” Strategy Retirement planning becomes more complicated when Social Security enters the picture, especially for married couples or people who qualify for more than one type of benefit. A common question is: “Can I collect Social Security from...

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Leonard Pokrovski

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2025-12-10 22:46:23 -

How Spousal Benefits Work: A Practical Guide
How Spousal Benefits Work: A Practical Guide Social Security can feel complicated, but spousal benefits are actually straightforward once you understand the rules. They were designed to protect people who spent much of their lives out of the workforce—raising children, managing a household, or supporting a partner’s career—but they also help couples maximize retirement income...

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Leonard Pokrovski

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2025-12-10 22:47:43 -

What Happens to Social Security When You Die?
What Happens to Social Security When You Die? Survivor Benefits, Death Benefits, and Support for Widows and Widowers Social Security is best known for providing retirement income, but its role doesn’t end when a beneficiary passes away. The system also includes a structured set of protections for family members—protections many people don’t fully understand until they need...

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Leonard Pokrovski

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2025-12-09 17:07:00 -

What is Social Security — and Why You Need to Apply
What is Social Security — and Why You Need to Apply Social Security Administration (SSA) administers several types of benefits to eligible individuals: retirement benefits, disability benefits, spousal benefits, Supplemental Security Income (SSI), and Medicare (for health insurance at 65+ or certain disabilities), among others. Applying for Social Security benefits means telling...

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Leonard Pokrovski

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2025-12-11 20:04:02 -

What Is Social Security Disability (SSDI) and How Do I Qualify?
What Is Social Security Disability (SSDI) and How Do I Qualify? Application Steps, Medical Requirements, and Approval Timelines Social Security Disability Insurance (SSDI) is a federal benefits program designed to support people who can no longer work due to a severe, long-term medical condition. Even though it’s widely used, many applicants find the rules confusing, the paperwork...

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Leonard Pokrovski

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2025-12-11 20:05:22 -

What Is SSI and How Is It Different From SSDI?
What Is SSI and How Is It Different From SSDI? When people talk about disability benefits in the United States, two acronyms come up over and over: SSI and SSDI. They sound similar, and both programs involve cash benefits for people who meet certain disability or income criteria. But after that, the overlap ends. These programs are fundamentally different—different rules, different...

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Leonard Pokrovski

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2025-12-09 17:03:52 -

When Can I Start Collecting Social Security Benefits?
When Can I Start Collecting Social Security Benefits? Understanding Eligibility at Age 62, Full Retirement Age, and Age 70 Social Security retirement benefits are a major part of most Americans’ financial plans. Yet one of the biggest questions people face is when to start collecting. You can start as early as age 62, wait until full retirement age (FRA), or delay benefits until age 70....

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