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Leonard Pokrovski

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2025-10-10 22:52:56 -

How Does Fintech Compare with Traditional Banking or Financial Services?
How Does Fintech Compare with Traditional Banking or Financial Services? Introduction In the last two decades, financial technology—or fintech—has emerged as one of the most transformative forces in the global financial system. From mobile payments and peer-to-peer lending to robo-advisors and blockchain-based solutions, fintech has reshaped how individuals and businesses access,...

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Leonard Pokrovski

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2025-10-10 22:52:10 -

How is fintech regulated? Laws, compliance issues, and what regulators expect
How is fintech regulated? Laws, compliance issues, and what regulators expect Fintech — any business that uses software and data to deliver financial services — sits at the intersection of finance, technology and data. That means regulation doesn’t come from a single law or agency: it’s an ecosystem of sectoral rules (payments, banking, securities), cross-cutting...

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Leonard Pokrovski

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2025-10-10 22:49:33 -

The Risks and Downsides of Fintech: Security, Privacy, Fraud, Regulatory, and Technological Risks
The Risks and Downsides of Fintech: Security, Privacy, Fraud, Regulatory, and Technological Risks Introduction Financial technology, or fintech, has transformed how people and businesses interact with money. From mobile banking and digital payments to cryptocurrency and robo-advisors, fintech has made financial services more accessible, efficient, and personalized. The global fintech market...

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Leonard Pokrovski

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2025-10-13 17:03:19 -

What are the current fintech trends — and which markets are growing fastest?
What are the current fintech trends — and which markets are growing fastest? Fintech is no longer a niche challenger; it’s the plumbing and UX layer of modern finance. From banks adopting generative AI to retailers embedding payments directly into checkout flows, the field is moving fast and in clear directions. Below I outline the most important trends shaping fintech today,...

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Leonard Pokrovski

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2025-10-14 19:23:39 -

What Does Fintech Cost for Consumers and Businesses?
What Does Fintech Cost for Consumers and Businesses? Fees, Hidden Costs, and Comparing Costs vs. Traditional Alternatives Financial technology—better known as fintech—has transformed how we save, spend, borrow, and invest. From mobile banking and digital wallets to peer-to-peer lending and crypto platforms, fintech promises speed, accessibility, and lower costs. But these services...

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