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Dacey Rankins

adicionou um novo artigo Marketing and Advertising
2025-11-06 18:38:55 -

How to Stop Unwanted Telemarketing Calls — Understanding Your Consumer Rights and Protection Options
Introduction In today’s world of constant connectivity, unsolicited phone calls have become one of the biggest irritations for consumers. Despite advances in privacy laws and technology, millions of people still receive unwanted telemarketing calls—sometimes multiple times per day. While legitimate telemarketers adhere to strict laws and ethical practices, not all callers operate...

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Dacey Rankins

adicionou um novo artigo Business
2025-03-28 14:29:49 -

Are There Legal and Regulatory Considerations in Crowdfunding?
Crowdfunding has become an increasingly popular method for raising capital, whether for a new business venture, creative project, charitable cause, or personal endeavor. However, before launching a crowdfunding campaign, it's important to understand that there are legal and regulatory considerations involved. Crowdfunding is subject to regulations that vary by region, platform, and the type of...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-10-23 10:31:00 -

Can Credit Repair Companies Guarantee Results?
Can Credit Repair Companies Guarantee Results? In a world where credit scores determine everything from loan approvals to job opportunities, it’s easy to see why people seek help from credit repair companies. These businesses advertise their ability to “fix” credit reports, remove negative items, and boost credit scores — often promising fast, impressive results. But...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-10-23 10:32:22 -

Common Credit Repair Scams to Watch Out For
Common Credit Repair Scams to Watch Out For In a world where credit scores determine access to loans, housing, and even jobs, it’s no wonder that millions of people turn to credit repair companies for help. Having poor credit can be stressful and limiting, and the promise of a quick fix can sound irresistible. Unfortunately, not all companies offering credit repair services are...

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Dacey Rankins

adicionou um novo artigo Marketing and Advertising
2025-10-21 15:24:32 -

How Are MLMs Regulated (or What Laws Apply)?
Introduction Multilevel Marketing (MLM) companies operate in a legally complex gray zone that has puzzled regulators, lawyers, and entrepreneurs for decades. To some, MLMs represent a legitimate business model that rewards salesmanship and leadership; to others, they are thinly veiled pyramid schemes that exploit participants. While MLMs claim to comply with direct selling laws, many operate...

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Leonard Pokrovski

adicionou um novo artigo Finance
2025-10-04 22:05:45 -

How Do I Stop Automatic Debit Payments from My Account?
How Do I Stop Automatic Debit Payments from My Account? Automatic debit payments are a convenient way to pay bills, loans, or subscriptions without worrying about missing due dates. However, when these payments become unwanted or unauthorized, they can quickly turn into a financial burden. Understanding how to stop automatic debits from your account is essential for maintaining control over...

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Leonard Pokrovski

adicionou um novo artigo Finance
2025-10-10 22:52:10 -

How is fintech regulated? Laws, compliance issues, and what regulators expect
How is fintech regulated? Laws, compliance issues, and what regulators expect Fintech — any business that uses software and data to deliver financial services — sits at the intersection of finance, technology and data. That means regulation doesn’t come from a single law or agency: it’s an ecosystem of sectoral rules (payments, banking, securities), cross-cutting...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-10-27 21:08:13 -

How Often Should I Check My Credit Report?
How Often Should I Check My Credit Report? Your credit report is one of the most important documents in your financial life. It’s a detailed record of your credit history — including loans, credit cards, payment history, and even certain public records — that lenders use to determine how reliable you are as a borrower. Because it affects so many aspects of your financial...

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Dacey Rankins

adicionou um novo artigo Marketing and Advertising
2025-10-20 17:00:17 -

Is MLM the Same as a Pyramid Scheme?
Introduction Few topics in business generate as much confusion—or controversy—as the comparison between multilevel marketing (MLM) and pyramid schemes. Both involve recruitment, both use layered structures, and both promise financial rewards for building teams. Yet, only one is legal. The question “Is MLM the same as a pyramid scheme?” doesn’t have a simple...

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Dacey Rankins

adicionou um novo artigo Marketing and Advertising
2025-10-20 16:09:08 -

Is Multilevel Marketing (MLM) Legal?
Introduction Multilevel marketing (MLM) exists in a gray area between direct selling and recruitment-driven entrepreneurship, making it both a fascinating and controversial business model. The question that most people—especially new recruits—ask first is simple: “Is MLM legal?” The short answer is: yes, MLM can be legal. However, the long answer is more complicated....

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