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Leonard Pokrovski

added blog Personal Finance
2025-11-26 20:23:16 -

Are Pensions and Retirement Benefits Taxable? A Comprehensive Guide
Are Pensions and Retirement Benefits Taxable? A Comprehensive Guide Planning for retirement involves more than simply saving money—understanding how those savings will be taxed is just as crucial. Whether you receive a pension, withdraw from a retirement account, or access a government-provided benefit, taxation can significantly influence the amount of income you keep. The rules vary...

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Leonard Pokrovski

added blog Personal Finance
2025-12-12 22:22:13 -

Are Social Security Benefits Guaranteed? Political Debates and Future Solvency
Are Social Security Benefits Guaranteed? Political Debates and Future Solvency Social Security stands as one of the most important — and most debated — social insurance programs in American history. Since its creation in 1935 under President Franklin D. Roosevelt, Social Security has provided retirement, disability, and survivor benefits to tens of millions of Americans. For many,...

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Leonard Pokrovski

added blog Personal Finance
2025-12-12 22:29:53 -

How Do Cost-of-Living Adjustments (COLA) Work?
How Do Cost-of-Living Adjustments (COLA) Work? What Is Next Year’s COLA? Everyone notices how prices for groceries, rent, gas, and other essentials seem to climb over time. When prices go up, fixed incomes — like pensions, government benefits, and some retirement plans — lose real value unless they are adjusted. That’s where cost-of-living adjustments, or COLAs, come...

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Leonard Pokrovski

added blog Personal Finance
2025-12-12 22:27:00 -

What Happens If I Delay Social Security?
What Happens If I Delay Social Security? Understanding Delayed Retirement Credits and How Much Your Benefits Grow For many people approaching retirement, deciding when to claim Social Security is one of the biggest financial choices they’ll make. Although you can claim benefits as early as age 62, the timing of your claim can dramatically affect how much you receive each month for the...

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Leonard Pokrovski

added blog Personal Finance
2025-12-10 22:50:41 -

What is Social Security — and why some people fear it might “run out”
What is Social Security — and why some people fear it might “run out” Social Security in the United States is a social-insurance program created to provide financial support to retirees, disabled people, and survivors of deceased workers. It’s funded primarily by payroll taxes: a portion taken from workers’ paychecks (and matched by employers) under the...

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Leonard Pokrovski

added blog Personal Finance
2025-12-09 17:07:00 -

What is Social Security — and Why You Need to Apply
What is Social Security — and Why You Need to Apply Social Security Administration (SSA) administers several types of benefits to eligible individuals: retirement benefits, disability benefits, spousal benefits, Supplemental Security Income (SSI), and Medicare (for health insurance at 65+ or certain disabilities), among others. Applying for Social Security benefits means telling...

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