• How Much House Can I Afford?
    How Much House Can I Afford? Buying a home is one of the most significant financial decisions many people make, and figuring out how much house you can afford is a crucial first step. Jumping in without a clear understanding of your budget can lead to financial stress or even risk losing your home. Here’s a guide to help you determine a comfortable and realistic price range. 1....
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  • Insurance: What Is Excess?
    Insurance: What Is Excess? When you take out an insurance policy—whether for your car, home, travel, or health—you’ll often come across the term “excess.” It’s a key feature of most policies, but many people aren’t entirely sure what it means or how it affects their claims. Understanding excess can help you make better choices when buying insurance and...
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