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Leonard Pokrovski

added blog Personal Finance
2025-12-16 21:01:09 -

Are Student Loans Forgiven?
Are Student Loans Forgiven? Student loan forgiveness is one of the most discussed and misunderstood topics in higher education finance. Headlines often suggest sweeping cancellations, while borrowers’ real-life experiences can feel far more complicated. So, are student loans forgiven? The honest answer is: sometimes—but only under specific programs, rules, and conditions. This...

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Leonard Pokrovski

added blog Personal Finance
2025-12-17 16:01:08 -

Are student loans tax deductible? Is student loan interest deductible?
Are student loans tax deductible? Is student loan interest deductible? Short answer: The principal on student loans is not deductible, but the interest you pay on a qualified student loan may be deductible — up to $2,500 per year — subject to income limits and other rules. Below I’ll walk you through what is deductible, who can claim it, the income phase-outs, how to claim...

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Leonard Pokrovski

added blog Personal Finance
2025-12-08 19:36:30 -

How Do I Save Money for Kids’ Education?
How Do I Save Money for Kids’ Education? College Savings Plans, Education Funds, and 529 Plans Explained Planning for a child’s education is one of the wisest financial decisions a family can make. Tuition costs continue to rise, and even public schools and community colleges come with substantial expenses—from books to housing to technology. The earlier you begin preparing,...

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Leonard Pokrovski

added blog Personal Finance
2025-12-15 18:38:09 -

How Do Student Loans Work?
How Do Student Loans Work? The Basics of Borrowing, Interest, and Repayment For many students, college or university would be impossible without student loans. While borrowing can open doors to education and opportunity, it also creates long-term financial responsibilities. Understanding how student loans work before you borrow—and while you repay—can save you thousands of dollars...

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Leonard Pokrovski

added blog Personal Finance
2025-12-17 16:02:01 -

How Does Student Loan Refinancing Work?
How Does Student Loan Refinancing Work? Saving Money, Lowering Interest, and Approval Criteria Student loan debt is a reality for millions of borrowers, and for many, the biggest challenge is not the balance itself but the interest attached to it. High interest rates can dramatically increase the total cost of repayment and keep borrowers in debt longer than expected. Student loan refinancing...

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Leonard Pokrovski

added blog Finance
2025-10-08 19:38:05 -

The Background and Early Life of Famous Investors and Financiers
The Background and Early Life of Famous Investors and Financiers The stories of the world’s most successful investors and financiers often begin far from the glittering boardrooms and trading floors where they would later make their mark. Their early lives reveal how curiosity, discipline, and sometimes even hardship shaped their financial philosophies. From humble beginnings to elite...

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Leonard Pokrovski

added blog Personal Finance
2025-11-07 23:38:15 -

What Are the Risks of Taking a Loan — and How to Spot Predatory Lenders
What Are the Risks of Taking a Loan — and How to Spot Predatory Lenders Loans can be powerful financial tools. They help you buy a car, start a business, pay for school, or handle emergencies when cash is tight. But while borrowing money can open doors, it also carries real risks. Hidden fees, high interest rates, and dishonest lenders can turn a helpful loan into a financial trap. This...

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Leonard Pokrovski

added blog Finance
2025-10-08 21:09:38 -

What Distinguishes a Biography of a Financier from a Standard Finance Book?
What Distinguishes a Biography of a Financier from a Standard Finance Book? Finance literature spans a wide spectrum—from the technical manuals of investment strategy to the intimate portraits of those who have mastered, reshaped, or sometimes destroyed markets. On one end, we have standard finance books: texts that distill models, theories, and analytical frameworks for understanding...

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Leonard Pokrovski

added blog Money
2025-09-30 20:59:52 -

What does investing mean?
What does investing mean? When people hear the word investing, they often think of stock markets, trading apps, or wealthy individuals making big financial moves. While those images capture part of the picture, investing is a much broader and more practical concept. At its core, investing simply means putting resources—whether money, time, or energy—into something with the...

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Leonard Pokrovski

added blog Personal Finance
2025-12-16 21:03:59 -

What is income-driven repayment (IDR)? Plan types, eligibility, and how payments are calculated
What is income-driven repayment (IDR)? Plan types, eligibility, and how payments are calculated If federal student loan payments feel overwhelming, an income-driven repayment (IDR) plan can be a game changer. IDR plans tie your monthly payment to your income and family size instead of to the original loan balance — which often produces a much lower (sometimes $0) monthly payment and can...

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