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Leonard Pokrovski

added blog Finance
2025-10-02 21:57:52 -

Are All Bank Accounts Insured by the FDIC?
Are All Bank Accounts Insured by the FDIC? When people deposit their money into a bank, one of their main concerns is safety. The Federal Deposit Insurance Corporation (FDIC), a U.S. government agency created in 1933, plays a crucial role in protecting depositors. FDIC insurance guarantees that if a bank fails, depositors won’t lose all their money, up to certain limits. But many people...

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Leonard Pokrovski

added blog Personal Finance
2025-11-18 21:09:52 -

How Do I Start Investing? A Complete Beginner’s Guide to Investing Money
How Do I Start Investing? A Complete Beginner’s Guide to Investing Money Investing can feel intimidating if you’ve never done it before. You may hear people talk about stocks, ETFs, crypto, real estate, risk tolerance, or “diversifying,” and wonder where to begin. The good news: starting to invest is far simpler than most people think. You don’t need a lot of...

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Leonard Pokrovski

added blog Personal Finance
2025-11-04 22:29:32 -

How to Choose Investments and Build the Right Portfolio for You
How to Choose Investments and Build the Right Portfolio for You When people first begin investing, they often ask the same questions:“What should I invest in?”, “Which investments are best?”, or “How do I choose my asset allocation?” These are excellent questions — and the right answers depend less on finding a “perfect” investment and...

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Leonard Pokrovski

added blog Personal Finance
2025-11-25 21:49:07 -

How Will Inflation Affect My Retirement Savings?
How Will Inflation Affect My Retirement Savings? Inflation—the gradual increase in the price of goods and services over time—might seem like a distant concern when you’re years away from leaving the workforce. But for retirement planning, inflation is one of the most important forces shaping your financial future. Even modest inflation can significantly erode the purchasing...

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Leonard Pokrovski

added blog Finance
2025-10-07 22:01:07 -

Life and Investment Lessons from Warren Buffett, George Soros, and Other Famous Financiers
Life and Investment Lessons from Warren Buffett, George Soros, and Other Famous Financiers Few individuals have shaped modern investing as profoundly as Warren Buffett and George Soros. Though their strategies diverge—Buffett’s rooted in value and patience, Soros’s in macro foresight and timing—both have transcended finance to become icons of intellect, discipline, and...

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Leonard Pokrovski

added blog Personal Finance
2025-11-26 20:07:02 -

Should I Work Longer or Delay Retirement to Save More?
Should I Work Longer or Delay Retirement to Save More? Deciding when to retire is one of the most consequential financial choices people make. While many imagine stepping away from work as soon as possible, a growing number of individuals are considering the opposite: working longer or delaying retirement to strengthen their financial security. The idea is simple—more years working...

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Leonard Pokrovski

added blog Money
2025-09-30 20:59:52 -

What does investing mean?
What does investing mean? When people hear the word investing, they often think of stock markets, trading apps, or wealthy individuals making big financial moves. While those images capture part of the picture, investing is a much broader and more practical concept. At its core, investing simply means putting resources—whether money, time, or energy—into something with the...

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Dacey Rankins

added blog Business
2025-02-28 16:08:47 -

What is a Startup?
A startup is a newly established company created to develop and bring to market a unique product or service. These companies are typically founded by entrepreneurs with innovative ideas who seek to solve a specific problem or meet a market need in an entirely new way. Startups are often characterized by their focus on growth, scalability, and the desire to disrupt traditional industries or...

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Leonard Pokrovski

added blog Finance
2025-10-14 19:25:35 -

What Is Foreign Exchange (Forex) Trading?
What Is Foreign Exchange (Forex) Trading? Foreign exchange, commonly known as Forex or FX, is the global marketplace for exchanging one nation’s currency for another. It’s the largest and most liquid financial market in the world, with a daily trading volume exceeding $7 trillion as of 2024. Unlike stock or commodity markets, the Forex market operates 24 hours a day, five days a...

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Leonard Pokrovski

added blog Personal Finance
2025-11-26 20:11:57 -

What Is the “Safe” Withdrawal Rate From Retirement?
What Is the “Safe” Withdrawal Rate From Retirement? One of the biggest questions people face when entering retirement is simple to ask but difficult to answer: How much money can you safely take out of your savings each year without running out?This is the core of the safe withdrawal rate (SWR)—a guideline that helps retirees balance financial security with the freedom to...

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