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Leonard Pokrovski

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2025-09-30 22:50:17 -

How Much Do I Need for Retirement?
How Much Do I Need for Retirement? Retirement planning is one of the most important financial decisions you’ll make in your life. But one of the most common questions people ask is: “How much do I need to retire comfortably?” The answer isn’t one-size-fits-all—it depends on your lifestyle, goals, health, and financial circumstances. This article breaks down how to...

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Leonard Pokrovski

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2025-10-05 19:25:20 -

What Is a Budget?
What Is a Budget? A budget is a financial plan that outlines how you will manage your income and expenses over a specific period of time. It serves as a roadmap for your money, helping you understand where your earnings come from and where they go. By tracking your income, setting spending limits, and allocating funds to different categories, a budget allows you to take control of your...

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Leonard Pokrovski

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2025-10-20 16:56:17 -

What Is the 50/30/20 Budgeting Rule?
What Is the 50/30/20 Budgeting Rule? Managing money effectively can feel complicated, especially with endless expenses, financial goals, and unexpected costs. Yet one of the simplest and most effective frameworks for personal finance is the 50/30/20 budgeting rule. This rule offers an easy way to balance your spending, saving, and debt repayment — helping you live within your means while...

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Leonard Pokrovski

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2025-09-23 19:24:02 -

When Can I Retire?
When Can I Retire? Retirement is one of life’s biggest milestones. For many, it represents the reward after decades of work—a time to enjoy more freedom, pursue passions, and spend time with loved ones. But the question most people ask is: When can I retire? The answer isn’t always straightforward. It depends on financial readiness, health, lifestyle goals, and even...

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