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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-06 19:20:01 -

Can I Pay Off My Loan Early? What Happens If I Repay Ahead of Schedule?
Can I Pay Off My Loan Early? What Happens If I Repay Ahead of Schedule? Managing a loan responsibly often leads to an important question: “Can I pay it off early?” Whether you have a personal loan, mortgage, car loan, or student loan, repaying ahead of schedule can be appealing. The idea of being debt-free sooner — and possibly saving on interest — sounds ideal....

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-12-18 20:09:48 -

Do Student Loans Affect My Credit Score? Borrowing and Repayment Impact
Do Student Loans Affect My Credit Score? Borrowing and Repayment Impact Student loans are one of the most common forms of debt, and for many people they represent the first major financial obligation taken on in adulthood. Because credit scores influence everything from renting an apartment to qualifying for a mortgage, it’s natural to ask: Do student loans affect my credit score? The...

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Leonard Pokrovski

добавлена новая статья Деньги
2025-09-28 21:40:27 -

Does My Student Loan Affect My Credit Rating?
Does My Student Loan Affect My Credit Rating? Managing student loans can feel overwhelming, especially when trying to understand how they impact your financial future. One common question among borrowers is: Does my student loan affect my credit rating? The answer is yes — but the effect can be both positive and negative, depending on how you manage your loan. Let’s break it down....

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-14 21:43:14 -

How Much Can I Borrow?
How Much Can I Borrow? What Amount Will Lenders Approve, What Is the Maximum Mortgage I Can Get, and How Much Do I Need for a Deposit or Down Payment? When you start thinking about buying a home, the very first question almost everyone asks is: “How much can I borrow?” Closely followed by: “How big of a mortgage will a lender approve?” and “How much deposit or...

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-17 17:48:57 -

What Happens If I Can’t Make My Mortgage Payments?
What Happens If I Can’t Make My Mortgage Payments? Understanding Missed Payments, Default, and the Risk of Repossession/Foreclosure** A mortgage is one of the biggest financial commitments many people ever take on. But unexpected events—job loss, illness, rising expenses, or interest rate increases—can make once-manageable payments suddenly feel impossible. If you’ve...

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-12-17 16:02:41 -

What Happens If I Can’t Pay My Student Loans?
What Happens If I Can’t Pay My Student Loans? Deferment, Forbearance, Default, and Collections Explained Struggling to make student loan payments can feel overwhelming. Whether it’s due to job loss, medical expenses, or simply the rising cost of living, many borrowers reach a point where they ask the same question: What happens if I can’t pay my student loans? The short...

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Leonard Pokrovski

добавлена новая статья Finance
2025-10-05 19:27:12 -

What Is Foreclosure?
What Is Foreclosure? Foreclosure is a legal process that occurs when a homeowner fails to make the required payments on their mortgage loan. When this happens, the lender has the right to take back ownership of the property in order to recover the money that was borrowed. It is a process that can have long-lasting financial and emotional effects on homeowners, as it often results in the loss...

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