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added blog Family
2022-10-16 10:45:12 -

24 ways to increase your family budget
The family budget is the sum of the estimated income and expenses of the family for a month, a year or another period. Keeping a budget is a necessity for everyone who cares about controlling their finances. Consider a typical family – a husband and wife with a small child. Both work. Expenses mass: food, clothing, utilities, kindergarten and so on. Having calculated all the income and...

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Leonard Pokrovski

added blog Personal Finance
2025-10-21 20:13:57 -

How Do I Track My Spending?
How Do I Track My Spending? Managing money effectively starts with one essential habit: tracking your spending. Knowing exactly where your money goes each month gives you the power to make smarter financial decisions, identify areas to cut back, and work toward your financial goals—whether that’s paying off debt, saving for a vacation, or building long-term wealth. But...

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Leonard Pokrovski

added blog Personal Finance
2025-11-10 18:33:12 -

How Much Should I Save Each Month?
How Much Should I Save Each Month? A Complete Guide to Building Your Emergency Fund and Smart Savings Habits When it comes to personal finance, few questions are as common—or as important—as these: How much should I save each month? What percentage of my income should go to savings? How large should my emergency fund be? The truth is, there’s no...

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Leonard Pokrovski

added blog Personal Finance
2025-11-11 22:54:22 -

How Often Should You Review Your Finances, Budget, and Plan?
How Often Should You Review Your Finances, Budget, and Plan? Managing money is not a “set it and forget it” exercise. Life changes, markets fluctuate, and goals evolve — all of which mean your financial situation is always in motion. Whether you’re just starting out or managing a mature financial plan, regularly reviewing your finances ensures you stay aligned...

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Leonard Pokrovski

added blog Money
2025-09-22 18:50:52 -

How to Get Rich
How to Get Rich Getting rich is one of the most common aspirations in life. But wealth is not simply about luck or having the “right” opportunities—it’s the result of a mix of mindset, strategy, discipline, and action. While there’s no guaranteed formula to becoming rich, there are proven principles that consistently create financial success over time. 1....

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Leonard Pokrovski

added blog Personal Finance
2025-11-10 18:36:01 -

How to Improve Your Credit Score — and Why It’s Central to Smart Money Management
How to Improve Your Credit Score — and Why It’s Central to Smart Money Management Credit touches nearly every part of your financial life. Whether you’re applying for a loan, renting an apartment, or even getting a job, your credit score often plays a key role in determining opportunities and costs. Understanding how credit works—and how to improve it—can make a...

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Leonard Pokrovski

added blog Personal Finance
2025-11-10 18:36:45 -

How to Manage Day-to-Day Spending vs Saving vs Investing
How to Manage Day-to-Day Spending vs Saving vs Investing Balancing the “Now” with the “Future” Managing money well is about more than earning enough — it’s about deciding where every dollar should go between the needs of today and the promises of tomorrow. Many people find themselves caught between enjoying life now and preparing for the future. How much...

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Leonard Pokrovski

added blog Personal Finance
2025-11-11 22:58:04 -

What Do I Spend the Most Money On Each Month?
What Do I Spend the Most Money On Each Month? Understanding Your Spending Habits to Take Control of Your Finances Most people know roughly how much they earn each month — their salary, freelance income, or business revenue. But ask those same people where their money actually goes, and the answers often get fuzzy. “Rent,” “groceries,” or “coffee”...

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Leonard Pokrovski

added blog Personal Finance
2025-10-22 12:42:43 -

What If I Overspend?
What If I Overspend? How to Regain Control and Restore Balance to Your Budget Everyone has been there—you check your bank account near the end of the month and realize you’ve spent more than you planned. Maybe it was a few unplanned dinners out, a sale that was too tempting to ignore, or a forgotten subscription quietly renewing. Overspending happens to even the most disciplined...

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Leonard Pokrovski

added blog Money
2025-09-30 22:59:18 -

What is a budget? Do I need one?
What is a budget? Do I need one? A budget is often thought of as a strict financial diet, something that limits fun or forces you to count every penny. In reality, a budget is simply a plan for how you will use your money. Just as a map helps you navigate a journey, a budget helps you decide where your money goes—whether toward daily living expenses, savings, debt repayment, or personal...

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