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Leonard Pokrovski

adicionou um novo artigo Finance
2025-10-02 22:29:15 -

How Can I Improve My Credit Score?
How Can I Improve My Credit Score? Your credit score plays a major role in your financial life. Lenders, landlords, and even some employers use it to gauge your reliability. A higher score can open doors to better loan approvals, lower interest rates, and greater financial opportunities. If your score isn’t where you’d like it to be, the good news is that you can take...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-11-05 15:58:07 -

How Do I Know If I Qualify for a Loan?
How Do I Know If I Qualify for a Loan? Understanding Credit Scores, Income Requirements, and Options with Bad Credit Getting approved for a loan — whether it’s for a car, a home, or personal expenses — often feels confusing and intimidating. People frequently ask, “What credit rating do I need?”, “How much income must I show?”, or “Can I get a...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-11-07 23:45:30 -

How Do Lenders Decide on Loan Approval?
How Do Lenders Decide on Loan Approval? What Information They Check, What Documents You Need, and Why Income, Employment History, and Debt-to-Income Ratio Matter Applying for a loan—whether for a car, a home, or personal expenses—can be both exciting and intimidating. The approval process often seems mysterious: what exactly do lenders look at, and why? The truth is that lenders...

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Leonard Pokrovski

adicionou um novo artigo Money
2025-09-20 16:34:35 -

How to Increase Your Credit Score
How to Increase Your Credit Score A strong credit score can open doors to better loan rates, credit card offers, and even impact rental and employment opportunities. If your credit score isn’t where you’d like it to be, don’t worry—improvement is possible with consistent effort and smart financial habits. Here’s a guide on how to increase your credit score...

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Leonard Pokrovski

adicionou um novo artigo Money
2025-09-27 16:35:30 -

What does loan-to-value mean?
What does loan-to-value mean? When it comes to borrowing money—especially for big purchases like a home or a car—you’ll often hear the term loan-to-value ratio, or LTV. It’s an important number that lenders use to measure risk and determine the terms of a loan. But what exactly does it mean, and why does it matter? Defining Loan-to-Value The loan-to-value ratio is a...

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Leonard Pokrovski

adicionou um novo artigo Money
2025-09-20 15:36:20 -

What is a Credit Score?
What is a Credit Score? A credit score is a three-digit number that represents a person’s creditworthiness, or how likely they are to repay borrowed money on time. It is one of the most important tools lenders, landlords, and even some employers use to evaluate financial responsibility. How Credit Scores Work Credit scores are typically based on information found in your credit report,...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-10-24 11:16:05 -

What Is a Credit Score?
What Is a Credit Score? A credit score is a three-digit number, usually ranging from 300 to 850, that represents your creditworthiness—in other words, how likely you are to repay borrowed money on time. This number plays a major role in your financial life, influencing whether you can get approved for loans, credit cards, apartments, or even certain jobs. Understanding what a credit...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-11-17 17:57:13 -

What Is a Good Credit Score? What Number Counts as “Good” or “Excellent” Credit?
What Is a Good Credit Score? What Number Counts as “Good” or “Excellent” Credit? If you’ve ever tried applying for a credit card, car loan, or mortgage, you’ve likely heard phrases like “good credit,” “excellent credit,” or “poor credit.” But what do these labels actually mean? How are they measured? And what number is...

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Leonard Pokrovski

adicionou um novo artigo Money
2025-09-20 16:08:51 -

What is My Credit Score?
What is My Credit Score? Your credit score is more than just a number—it’s a reflection of your financial habits and a key factor that lenders, landlords, and even employers may consider when evaluating your financial responsibility. Understanding what a credit score is and how it works can help you make smarter financial decisions and open doors to better opportunities. What...

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