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Mark Lorenzo

a adăugat un sunet Financial Services
2023-06-02 20:12:52 -

Public Service Loan Forgiveness: a path out of student debt
Do you work for a government or nonprofit organization? Or are you considering that career path after graduation? If so, the Public Service Loan Forgiveness (PSLF) Program may help you reduce the amount you need to pay back in student loans. The program offers qualified public servants and nonprofit employees a path out of student loan debt, with no cap on the loan forgiveness...

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Leonard Pokrovski

a adăugat un sunet Money
2025-09-28 21:40:27 -

Does My Student Loan Affect My Credit Rating?
Does My Student Loan Affect My Credit Rating? Managing student loans can feel overwhelming, especially when trying to understand how they impact your financial future. One common question among borrowers is: Does my student loan affect my credit rating? The answer is yes — but the effect can be both positive and negative, depending on how you manage your loan. Let’s break it down....

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Leonard Pokrovski

a adăugat un sunet Personal Finance
2025-11-05 15:58:48 -

How Much Can I Borrow and How Long Will I Have to Repay the Loan?
How Much Can I Borrow and How Long Will I Have to Repay the Loan? Understanding Loan Amounts, Terms, and How They Differ by Loan Type When you apply for a loan, two of the most important questions are “How much can I borrow?” and “How long will I have to repay it?” These factors—loan amount and loan term—determine not only the size of your monthly payments...

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Leonard Pokrovski

a adăugat un sunet Money
2025-09-23 19:07:56 -

How to Get Student Loans Forgiven
How to Get Student Loans Forgiven Student loan forgiveness can provide financial relief for borrowers struggling with repayment. The U.S. government, as well as some state and nonprofit programs, offer pathways to reduce or eliminate student debt. While forgiveness options vary, understanding the eligibility requirements and application steps is crucial. Below are the most common ways to get...

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Leonard Pokrovski

a adăugat un sunet Money
2025-09-30 20:57:54 -

What is ‘good debt’?
What is ‘good debt’? Debt often carries a negative reputation. Many people associate it with stress, financial strain, or poor decision-making. However, not all debt is inherently bad. In fact, some forms of debt can be considered “good debt” if they help you build long-term wealth, improve your financial position, or create opportunities that outweigh the costs....

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Leonard Pokrovski

a adăugat un sunet Personal Finance
2025-10-28 16:30:53 -

When Is Debt “Bad” vs. “Good”?
When Is Debt “Bad” vs. “Good”? Debt often carries a negative reputation — it’s easy to associate owing money with financial stress or instability. Yet, not all debt is inherently harmful. In fact, when used strategically, debt can be a powerful tool for achieving long-term goals such as home ownership, higher education, or business growth. The key lies in...

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Leonard Pokrovski

a adăugat un sunet Personal Finance
2025-11-07 23:35:21 -

Which Type of Loan Should I Choose?
Which Type of Loan Should I Choose? Understanding Your Options and Finding the Best Loan for Your Needs Choosing the right type of loan can be overwhelming. Between personal loans, credit cards, mortgages, business loans, and student loans, the financial world can seem like a maze of options, each with its own terms, benefits, and risks. The “best” loan for you depends not just on...

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