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Mark Lorenzo

adicionou um novo artigo Financial Services
2023-05-29 19:36:13 -

Beyond salary: benefits may matter more than you think
So you’ve just gotten your first job offer. While salary may be your main focus, there’s much more to consider. Here’s how benefits—many of which are factored in pre-tax—can translate to real money in your pocket. 1) Health insurance Take some time to note how you expect to use health care over the next few years—do you have any chronic...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-12-02 21:50:17 -

Do Men and Women Earn the Same Salary?
Do Men and Women Earn the Same Salary? The question of whether men and women earn the same salary has been debated for decades, and it remains central to discussions about fairness, productivity, and the future of work. While the topic is often simplified into a single number—the gender pay gap—the reality is more complex, shaped by economic structures, social expectations,...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-12-01 21:42:12 -

Do Salary Negotiations Hurt My Chances of Getting the Job?
Do Salary Negotiations Hurt My Chances of Getting the Job? Salary negotiation is one of the most anxiety-inducing stages of the hiring process. Many candidates worry that asking for more money will make them seem difficult, ungrateful, or risky to hire. The concern is understandable—after all, an employer can choose between many applicants, and you don’t want to jeopardize a role...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-11-27 18:54:24 -

How Do I Negotiate My Salary? A Complete Guide
How Do I Negotiate My Salary? A Complete Guide Negotiating salary is one of the most important career skills you can build. Whether you’re starting a new job, seeking a promotion, or responding to an annual review, the way you approach the conversation can significantly influence your earnings, job satisfaction, and long-term career growth. Yet many professionals avoid negotiation due to...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-12-01 21:36:12 -

How Much Should My Salary Increase Each Year?
How Much Should My Salary Increase Each Year? A Practical Guide to Raises, Inflation, and Career Growth “How much should my salary increase each year?”It’s one of the most common—and important—questions professionals ask. Whether you’re early in your career, well established, or transitioning industries, understanding how annual salary growth works helps...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-11-28 21:18:04 -

How Salary Is Calculated: A Practical Guide to Hourly Pay, Salaried Pay, Overtime, and Job Classification
How Salary Is Calculated: A Practical Guide to Hourly Pay, Salaried Pay, Overtime, and Job Classification Understanding how salary is calculated helps employees interpret their paychecks, advocate for fair compensation, and compare job offers. Employers also benefit from applying the correct rules, especially when it comes to overtime and compliance with labor laws. Although pay systems vary...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-11-28 20:56:15 -

How Salary Ranges Work: Minimum, Midpoint, Maximum, and Pay Bands
How Salary Ranges Work: Minimum, Midpoint, Maximum, and Pay Bands Salary ranges are one of the most widely used tools in compensation management. They help organizations pay employees fairly, competitively, and consistently while also allowing room for growth and performance differentiation. For employees, understanding salary ranges can demystify how pay decisions are made and how to navigate...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-12-02 21:45:56 -

Should I Take a Lower Salary for Better Benefits?
Should I Take a Lower Salary for Better Benefits? Deciding whether to accept a lower salary in exchange for better benefits is one of the most common and complicated questions professionals face. On paper, salary looks like the most important number—it's the money you see in your bank account every month. But benefits often carry value that isn’t immediately obvious, and in many...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-11-27 18:53:29 -

What Is a Good Salary?
What Is a Good Salary? Evaluating $70k, $50k, and Income Across Different Cities and Situations What counts as a “good salary” is one of the most commonly debated financial questions in the world, but it also happens to be one of the hardest to answer. Across countries, cultures, and cities, the cost of living varies dramatically. Even within the same nation, two people earning...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-11-27 18:52:36 -

What Is the Average Salary for My Job or Industry?
What Is the Average Salary for My Job or Industry? A Practical Guide to Benchmarking Income and Evaluating Job Offers Whether you’re negotiating a raise, considering a career move, or evaluating a new job offer, one question matters more than almost anything else: “What is the average salary for my job or industry?” Understanding salary benchmarks helps you negotiate...

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Dacey Rankins

adicionou um novo artigo Business
2025-01-16 15:36:12 -

Can Passive Income Replace My Full-Time Job?
The idea of replacing a full-time job with passive income has become increasingly popular, especially with the rise of digital entrepreneurship, online investments, and real estate. The allure of earning money without having to work 40 hours a week is undoubtedly tempting, but is it realistic? Can passive income truly replace a full-time job, or is it more of a long-term goal than an immediate...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-11-28 21:08:54 -

How Do I Ask for a Raise? A Practical, Confident Guide
How Do I Ask for a Raise? A Practical, Confident Guide Asking for a raise is one of the most common yet anxiety-inducing conversations in professional life. Many people fear rejection, awkwardness, or being perceived as ungrateful—even when they know they’ve earned more. The good news? Asking for a raise is normal, expected, and absolutely achievable when done thoughtfully. This...

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Leonard Pokrovski

adicionou um novo artigo Personal Finance
2025-11-24 15:26:19 -

How Do Pensions Work?
How Do Pensions Work? Understanding What a Pension Is, How It’s Calculated, and What “Vesting” Means Planning for retirement is one of the most important financial tasks you’ll face, and pensions—though less common today—remain a key part of retirement income for millions of workers. Whether you currently participate in a pension plan or are simply curious...

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Dacey Rankins

adicionou um novo artigo Business
2025-04-08 14:48:30 -

How Do Startup Founders Pay Themselves?
As a startup founder, one of the most common questions you’ll face is how to pay yourself. This decision is crucial because it affects not only your personal finances but also your company’s cash flow, growth, and overall financial health. Paying yourself in the right way ensures that you are adequately compensated while still maintaining the resources needed to reinvest in your...

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Dacey Rankins

adicionou um novo artigo Business
2025-04-02 16:35:40 -

How Do Startup Founders Pay Themselves?
As a startup founder, one of the most crucial aspects of building a business is determining how to pay yourself. In the early stages of a startup, it can be difficult to balance personal finances with the needs of the business, especially when cash flow is limited and the business is in its growth phase. However, as a founder, it's important to establish a reasonable compensation structure that...

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Dacey Rankins

adicionou um novo artigo Business
2025-01-16 15:34:30 -

How does passive income differ from active income?
In the world of personal finance and wealth-building, two terms that often come up are passive income and active income. While both contribute to one’s overall earnings, they represent different methods of income generation and have distinct characteristics. Understanding these differences can help you make informed decisions about how to manage and grow your wealth over time. What is...

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