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How much can I borrow for college? Federal loan limits and private lender rulesHow much can I borrow for college? Federal loan limits and private lender rules Paying for college often comes down to one question: how much can I borrow? The answer depends on whether you use federal student loans (the ones managed through U.S. Department of Education programs) or private student loans (offered by banks, credit unions and specialty lenders). This article explains the rules...0 Comentários 0 Compartilhamentos 2KB Visualizações 0 Anterior
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Navigating Higher Education: A Guide to College and UniversityNavigating Higher Education: A Guide to College and University In the journey of personal and academic growth, the transition from high school to college or university marks a significant milestone in many young adults' lives. This period is not just about pursuing higher education but also about self-discovery, independence, and laying the groundwork for future aspirations. Let's delve into...0 Comentários 0 Compartilhamentos 24KB Visualizações 0 Anterior
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Operation Varsity Blues: The College Admissions Scandal. (2021)Reenactments drive this documentary investigating the mastermind behind a scam to sneak the kids of rich and famous families into top US universities. My Link0 Comentários 0 Compartilhamentos 39KB Visualizações 0 Anterior
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Timeline: Paying for collegeBackground Throughout this section of the resource, we focus on what activities you can pursue to pay for college. This timeline gives you a guideline as to when in your high school career each activity is particularly relevant. Timeline Introduction: Paying for College Timing by grade Begin an ongoing dialogue with...0 Comentários 0 Compartilhamentos 15KB Visualizações 0 Anterior
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What College Students Need from a BankWhat College Students Need from a Bank Before picking a specific bank or bank account, students should decide which features matter most. These tend to include: Low or no fees: avoiding monthly maintenance, overdraft, or minimum balance fees. Good ATM access: nearby branches or a large, surcharge-free ATM network. Mobile/digital tools: easy app interface, online banking,...0 Comentários 0 Compartilhamentos 6KB Visualizações 0 Anterior
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5 questions to ask before investing in graduate schoolWhether you’re finishing a bachelor’s degree or considering going back to school after years in the workforce, pursuing a graduate degree is a life-changing decision that can advance your career. It can also come with a hefty price tag. Here are some questions to consider before making this investment. 1) Is a graduate degree required for your dream career,...0 Comentários 0 Compartilhamentos 20KB Visualizações 0 Anterior
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Are Student Loans Forgiven?Are Student Loans Forgiven? Student loan forgiveness is one of the most discussed and misunderstood topics in higher education finance. Headlines often suggest sweeping cancellations, while borrowers’ real-life experiences can feel far more complicated. So, are student loans forgiven? The honest answer is: sometimes—but only under specific programs, rules, and conditions. This...0 Comentários 0 Compartilhamentos 2KB Visualizações 0 Anterior
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Are student loans tax deductible? Is student loan interest deductible?Are student loans tax deductible? Is student loan interest deductible? Short answer: The principal on student loans is not deductible, but the interest you pay on a qualified student loan may be deductible — up to $2,500 per year — subject to income limits and other rules. Below I’ll walk you through what is deductible, who can claim it, the income phase-outs, how to claim...0 Comentários 0 Compartilhamentos 3KB Visualizações 0 Anterior
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Are There Ways to Reduce or Manage Education Costs?Are There Ways to Reduce or Manage Education Costs? For many students and families, the cost of education is one of the biggest financial challenges they will ever face. Tuition fees, accommodation, textbooks, transportation, and personal expenses can quickly add up, creating a financial burden that lasts for years. However, there are practical and effective ways to reduce or manage these...0 Comentários 0 Compartilhamentos 9KB Visualizações 0 Anterior
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Can parents get student loans for their children?Can parents get student loans for their children? PLUS loans and co-signing private loans — what parents need to know Helping a child pay for college is one of the most common — and stressful — financial decisions parents make. Two common routes are federal Parent PLUS loans and co-signing private student loans. Both let parents help their kids afford school, but they work...0 Comentários 0 Compartilhamentos 2KB Visualizações 0 Anterior
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How Do 529 Plans Work and What Are the Tax Benefits?How Do 529 Plans Work and What Are the Tax Benefits? Saving for education is one of the biggest financial challenges families face. College, graduate school, and even K–12 tuition costs have risen steadily, often faster than inflation. One of the most popular and powerful tools available in the United States to help families prepare is the 529 plan. Understanding how 529 plans...0 Comentários 0 Compartilhamentos 1KB Visualizações 0 Anterior
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How Do I Apply for Student Loans?How Do I Apply for Student Loans? A Complete Guide to FAFSA, Deadlines, and Eligibility Paying for college can feel overwhelming, especially when tuition, housing, books, and daily living costs add up quickly. For many students and families, student loans are an essential part of making higher education possible. The good news is that applying for student loans is a structured process, and...0 Comentários 0 Compartilhamentos 2KB Visualizações 0 Anterior
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How Do I Budget or Plan for Future Education Costs?How Do I Budget or Plan for Future Education Costs? Planning for education costs—whether your own or your child’s—requires foresight, discipline, and strategy. Just as with retirement planning, the earlier you start, the more manageable the expenses become. Education is one of the largest financial commitments most families face, and with tuition and living costs rising...0 Comentários 0 Compartilhamentos 8KB Visualizações 0 Anterior
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How Do I Save Money for Kids’ Education?How Do I Save Money for Kids’ Education? College Savings Plans, Education Funds, and 529 Plans Explained Planning for a child’s education is one of the wisest financial decisions a family can make. Tuition costs continue to rise, and even public schools and community colleges come with substantial expenses—from books to housing to technology. The earlier you begin preparing,...0 Comentários 0 Compartilhamentos 3KB Visualizações 0 Anterior
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