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Leonard Pokrovski

agregó una foto Business
2024-08-11 14:58:46 -

DIGITALIZATION AND INNOVATION IN THE FINANCIAL SECTOR: CURRENT TRENDS AND PROSPECTS
DIGITALIZATION AND INNOVATION IN THE FINANCIAL SECTOR: CURRENT TRENDS AND PROSPECTS Abstract: The article examines the impact of digitalization on the financial services industry and the flourishing of innovations in this area. The changes that have occurred in traditional monetary institutions and the emergence of innovative startups are investigated. Research data from UBS and BCG confirms...

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Dacey Rankins

agregó una foto Financial Services
2024-11-08 17:04:14 -

Financial Services in the USA: An Overview of a Vital Sector
The financial services industry is one of the most crucial sectors in the United States economy. It encompasses a broad range of services that help individuals, businesses, and governments manage their financial resources, facilitate investments, mitigate risks, and access capital. From banking and insurance to investment management and financial advisory services, the financial services...

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FWhoop Xelqua

agregó una foto Personal Finance
2022-10-06 16:35:44 -

How to Calculate a Financial Goal
A financial plan is always drawn up taking into account financial goals - this is a kind of guiding star that helps to take care of your capital. After all, if you understand that buying a device that will soon gather dust to the sidelines with others will postpone the achievement of your goals, then, most likely, the desire to make rash purchases will be an order of magnitude...

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Dacey Rankins

agregó una foto Personal Finance
2024-10-17 19:57:02 -

Personal Finance: A Guide to Financial Health and Empowerment
Personal finance is a vital aspect of everyday life, encompassing the management of money, budgeting, saving, investing, and planning for the future. Understanding personal finance equips individuals with the tools to make informed financial decisions, achieve financial independence, and secure a stable future. This article explores key components of personal finance and offers practical tips...

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Leonard Pokrovski

agregó una foto Business
2024-07-18 18:26:39 -

What is financial planning, why is it needed and how to do it correctly
What is financial planning, why is it needed and how to do it correctly Business is like a living organism – anything can happen. Predicting all situations is a utopia, but with a competent approach, you can prepare and calculate a lot. To do this, the company must have competent financial planning. In today's article, we will tell you what financial planning is, why a...

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Dacey Rankins

agregó una foto Personal Finance
2024-10-28 16:19:04 -

Why do you need financial consulting?
Few entrepreneurs use financial planning and analysis of activities. With the help of these tools, you can not only understand the current state of affairs in the enterprise, but also identify problems, as well as increase profits in the foreseeable future. One of the most effective tools is financial consulting. Financial consulting is a set of measures for the management...

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Mark Lorenzo

agregó una foto Financial Services
2023-05-30 18:41:24 -

10 questions to ask mortgage lenders
1) How much can I borrow to buy a home? When determining how much you can borrow, lenders may consider your income level compared with debt, your employment status and your credit history. Talk to a lender about getting prequalified for a mortgage before you start shopping for your new home.11start superscript, 1, end superscript This can make the whole experience go more smoothly....

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Mark Lorenzo

agregó una foto Financial Services
2023-05-18 19:49:49 -

8 money tips for freelance workers
If you’ve traded in your cubicle to become a freelancer, you’re not alone. Fifteen million people in the U.S. (about a tenth of the workforce) have abandoned traditional career paths to work in freelance positions.11start superscript, 1, end superscript Working freelance can take many forms, from working regular hours for a single employer to having a flexible schedule that...

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Mark Lorenzo

agregó una foto Financial Services
2023-03-07 15:30:41 -

Aggregate demand and aggregate supply curves
Key points Aggregate supply is the total quantity of output firms will produce and sell—in other words, the real GDP. The upward-sloping aggregate supply curve—also known as the short run aggregate supply curve—shows the positive relationship between price level and real GDP in the short run. The aggregate supply curve slopes up because...

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Mark Lorenzo

agregó una foto Financial Services
2023-06-19 20:20:36 -

Aggregate demand in Keynesian analysis
Key points Aggregate demand is the sum of four components: consumption, investment, government spending, and net exports. Consumption can change for a number of reasons, including movements in income, taxes, expectations about future income, and changes in wealth levels. Investment can change in response to its expected profitability, which in turn is shaped by...

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Mark Lorenzo

agregó una foto Financial Services
2023-03-03 19:43:30 -

Beyond GDP: other ways to measure the economy
Key points Gross national product, or GNP, includes what is produced domestically and what is produced by domestic labor and business abroad in a year. National income includes all income earned: wages, profits, rent, and profit income. Net national product, or NNP, is GNP minus depreciation. Depreciation is the process by which capital ages...

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Mark Lorenzo

agregó una foto Financial Services
2023-06-06 19:49:43 -

Beyond GDP: other ways to measure the economy
Key points Gross national product, or GNP, includes what is produced domestically and what is produced by domestic labor and business abroad in a year. National income includes all income earned: wages, profits, rent, and profit income. Net national product, or NNP, is GNP minus depreciation. Depreciation is the process by which capital ages...

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Mark Lorenzo

agregó una foto Financial Services
2023-05-29 19:36:13 -

Beyond salary: benefits may matter more than you think
So you’ve just gotten your first job offer. While salary may be your main focus, there’s much more to consider. Here’s how benefits—many of which are factored in pre-tax—can translate to real money in your pocket. 1) Health insurance Take some time to note how you expect to use health care over the next few years—do you have any chronic...

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Mark Lorenzo

agregó una foto Financial Services
2023-05-24 19:00:14 -

Building a foundation for retirement
Building a foundation for retirement Retirement can mean different things for different people. It could mean stopping work entirely and traveling the country. Or it might mean quitting a full-time job to work part time and pursue something you love. Now, if you’re just getting started in a career, you may not be thinking about when you want to retire. Or what kind of...

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Mark Lorenzo

agregó una foto Financial Services
2023-07-03 20:32:32 -

Changes in equilibrium price and quantity: the four-step process
Key points There is a four-step process that allows us to predict how an event will affect the equilibrium price and quantity using the supply and demand framework. Step one: draw a market model (a supply curve and a demand curve) representing the situation before the economic event took place. Step two: determine whether the economic event being analyzed affects demand...

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Mark Lorenzo

agregó una foto Financial Services
2023-02-16 13:07:37 -

Changes in equilibrium price and quantity: the four-step process
Key points There is a four-step process that allows us to predict how an event will affect the equilibrium price and quantity using the supply and demand framework. Step one: draw a market model (a supply curve and a demand curve) representing the situation before the economic event took place. Step two: determine whether the economic event being analyzed affects demand...

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