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Leonard Pokrovski

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2024-08-11 14:58:46 -

DIGITALIZATION AND INNOVATION IN THE FINANCIAL SECTOR: CURRENT TRENDS AND PROSPECTS
DIGITALIZATION AND INNOVATION IN THE FINANCIAL SECTOR: CURRENT TRENDS AND PROSPECTS Abstract: The article examines the impact of digitalization on the financial services industry and the flourishing of innovations in this area. The changes that have occurred in traditional monetary institutions and the emergence of innovative startups are investigated. Research data from UBS and BCG confirms...

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Leonard Pokrovski

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2025-10-08 19:40:19 -

How Certain Financiers Built Their Wealth and the Investment Philosophies Behind Their Success
How Certain Financiers Built Their Wealth and the Investment Philosophies Behind Their Success The world of finance has always been shaped by a handful of individuals whose vision, discipline, and willingness to take calculated risks set them apart. These financiers—ranging from traditional investors like Warren Buffett to modern hedge fund managers such as Ray Dalio and Cathie...

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Dacey Rankins

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2025-03-12 14:46:33 -

How Do I Start My Own Business? A Step-by-Step Guide
Starting your own business can be one of the most rewarding decisions of your life. It offers the freedom to pursue your passion, achieve financial independence, and create something meaningful. However, launching a business requires careful planning, hard work, and perseverance. If you're wondering how to get started, this guide will walk you through the essential steps. Step 1: Identify...

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Dacey Rankins

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2025-08-19 17:55:35 -

How Do You Measure Product Success or Innovation ROI?
Measuring product success and innovation return on investment (ROI) is one of the most critical yet complex challenges businesses face today. Companies invest heavily in research, development, and product launches, but without clear ways to assess outcomes, innovation can become guesswork. Success isn’t just about creating something new—it’s about delivering measurable value...

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Leonard Pokrovski

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2025-10-10 22:52:56 -

How Does Fintech Compare with Traditional Banking or Financial Services?
How Does Fintech Compare with Traditional Banking or Financial Services? Introduction In the last two decades, financial technology—or fintech—has emerged as one of the most transformative forces in the global financial system. From mobile payments and peer-to-peer lending to robo-advisors and blockchain-based solutions, fintech has reshaped how individuals and businesses access,...

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Leonard Pokrovski

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2025-10-09 17:28:13 -

How Does Fintech Work?
How Does Fintech Work? Understanding the Mechanisms Behind Digital Finance Financial technology — or fintech — has transformed how people and businesses interact with money. From mobile banking apps and digital wallets to peer-to-peer lending and cryptocurrency trading platforms, fintech has reshaped the financial landscape into something faster, more inclusive, and data-driven....

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Mark Lorenzo

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2023-05-09 18:27:26 -

Positive externalities of innovation
Key points If inventors received a greater share of the broader social benefits for their work, they would have a greater incentive to seek out new inventions. Positive externalities are beneficial spillovers to a third party or parties. Private benefits are the dollar value of all benefits of a new product or process invented by a company that can be captured...

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Leonard Pokrovski

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2025-10-09 17:24:27 -

The Impact of Key Financiers on the Evolution of Finance and the Global Economy
The Impact of Key Financiers on the Evolution of Finance and the Global Economy Finance as a field has never been static. It has evolved through crises, innovation, and the vision (or hubris) of those who controlled capital. Certain financiers—through their ideas, institutions, and influence—have left indelible marks not only on the world of finance but also on the broader...

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Leonard Pokrovski

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2025-10-09 17:29:32 -

The Main Types and Segments of Fintech
The Main Types and Segments of Fintech Introduction Financial technology—better known as fintech—has revolutionized how individuals, businesses, and institutions manage money. From mobile payments to robo-advisors, fintech innovations have made financial services faster, cheaper, and more accessible. The global fintech industry has grown from a niche space of tech startups to a...

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Leonard Pokrovski

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2025-10-10 22:49:33 -

The Risks and Downsides of Fintech: Security, Privacy, Fraud, Regulatory, and Technological Risks
The Risks and Downsides of Fintech: Security, Privacy, Fraud, Regulatory, and Technological Risks Introduction Financial technology, or fintech, has transformed how people and businesses interact with money. From mobile banking and digital payments to cryptocurrency and robo-advisors, fintech has made financial services more accessible, efficient, and personalized. The global fintech market...

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