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When Should I Consider Refinancing My Mortgage?When Should I Consider Refinancing My Mortgage? Should I Refinance if Rates Drop? What Are the Costs and Benefits of Refinancing? Refinancing a mortgage is one of the most powerful financial tools available to homeowners—but only when used strategically. Done at the right time, refinancing can lower your monthly payment, shorten your loan term, reduce long-term interest costs, or even...0 Comments 0 Shares 2K Views 0 Reviews