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Leonard Pokrovski

added blog Money
2025-09-27 16:39:04 -

How much can I borrow? (especially for home loans)
How much can I borrow? (especially for home loans) When buying a home, one of the first questions most people ask is: How much can I actually borrow? The answer isn’t one-size-fits-all—it depends on your income, expenses, credit profile, and the lending policies of the bank or lender you approach. Understanding these factors can help you set realistic expectations and prepare for...

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Leonard Pokrovski

added blog Money
2025-09-22 19:23:18 -

How Much House Can I Afford?
How Much House Can I Afford? Buying a home is one of the most significant financial decisions many people make, and figuring out how much house you can afford is a crucial first step. Jumping in without a clear understanding of your budget can lead to financial stress or even risk losing your home. Here’s a guide to help you determine a comfortable and realistic price range. 1....

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Leonard Pokrovski

added blog Finance
2025-09-20 17:31:03 -

How to Get a Mortgage
How to Get a Mortgage Buying a home is one of the biggest financial decisions most people make in their lives. For many, getting a mortgage is a necessary step in turning the dream of homeownership into reality. While the process may seem complicated at first, understanding the key steps can make it much more manageable. Here’s a comprehensive guide on how to get a mortgage. 1. Assess...

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Leonard Pokrovski

added blog Money
2025-09-27 17:35:48 -

What is Negative Equity?
What is Negative Equity? Negative equity is a financial situation where the value of an asset, most commonly a property, falls below the outstanding balance on the loan used to purchase it. In simpler terms, it means you owe more money on your mortgage or loan than the asset is currently worth. How Negative Equity Happens Negative equity typically arises when property values drop due to...

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