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Leonard Pokrovski

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2025-11-04 22:24:43 -

Am I on Track for Retirement?
Am I on Track for Retirement? How Much Do I Need, Is My Savings Enough, and When Can I Retire? Planning for retirement is one of the most important — and often most confusing — financial journeys we face. Many people ask themselves: Am I saving enough? How much do I actually need? When will I be able to stop working comfortably? These questions don’t have a single,...

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Leonard Pokrovski

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2025-11-26 20:23:16 -

Are Pensions and Retirement Benefits Taxable? A Comprehensive Guide
Are Pensions and Retirement Benefits Taxable? A Comprehensive Guide Planning for retirement involves more than simply saving money—understanding how those savings will be taxed is just as crucial. Whether you receive a pension, withdraw from a retirement account, or access a government-provided benefit, taxation can significantly influence the amount of income you keep. The rules vary...

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Leonard Pokrovski

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2025-12-12 22:22:13 -

Are Social Security Benefits Guaranteed? Political Debates and Future Solvency
Are Social Security Benefits Guaranteed? Political Debates and Future Solvency Social Security stands as one of the most important — and most debated — social insurance programs in American history. Since its creation in 1935 under President Franklin D. Roosevelt, Social Security has provided retirement, disability, and survivor benefits to tens of millions of Americans. For many,...

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Leonard Pokrovski

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2025-12-10 22:53:47 -

Can I work while collecting Social Security? — Income limits and how earnings affect your benefits
Can I work while collecting Social Security? — Income limits and how earnings affect your benefits Short answer: yes — you can work and collect Social Security retirement benefits at the same time. But if you claim benefits before your full retirement age (FRA) and your earnings are above certain limits, the Social Security Administration (SSA) may withhold some of your monthly...

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Leonard Pokrovski

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2025-12-11 20:10:16 -

Can You Collect Social Security From Two Sources?
Can You Collect Social Security From Two Sources? Understanding Dual Entitlement, Spousal Benefits, and the Old “Restricted Application” Strategy Retirement planning becomes more complicated when Social Security enters the picture, especially for married couples or people who qualify for more than one type of benefit. A common question is: “Can I collect Social Security from...

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Leonard Pokrovski

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2025-12-12 22:29:53 -

How Do Cost-of-Living Adjustments (COLA) Work?
How Do Cost-of-Living Adjustments (COLA) Work? What Is Next Year’s COLA? Everyone notices how prices for groceries, rent, gas, and other essentials seem to climb over time. When prices go up, fixed incomes — like pensions, government benefits, and some retirement plans — lose real value unless they are adjusted. That’s where cost-of-living adjustments, or COLAs, come...

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Leonard Pokrovski

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2025-12-12 22:32:15 -

How Do I Check My Social Security Statement?
How Do I Check My Social Security Statement? Login Links and Steps for My Social Security Account Your Social Security statement is a key document that shows your earnings history, your estimated future Social Security benefits, and other important information about your Social Security record. Accessing it online is fast, secure, and free — but you need a my Social Security account to...

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Leonard Pokrovski

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2025-11-24 15:26:19 -

How Do Pensions Work?
How Do Pensions Work? Understanding What a Pension Is, How It’s Calculated, and What “Vesting” Means Planning for retirement is one of the most important financial tasks you’ll face, and pensions—though less common today—remain a key part of retirement income for millions of workers. Whether you currently participate in a pension plan or are simply curious...

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Leonard Pokrovski

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2025-12-12 22:17:53 -

How Much Can I Earn on Social Security?
How Much Can I Earn on Social Security? Earnings Limits, Benefit Reductions & the Retirement Earnings Test For many Americans, Social Security benefits are a key part of retirement planning. But if you plan to work while collecting Social Security retirement benefits, it’s crucial to understand how your earnings can affect those benefits. This article breaks down: How earnings...

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Leonard Pokrovski

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2025-09-30 22:50:17 -

How Much Do I Need for Retirement?
How Much Do I Need for Retirement? Retirement planning is one of the most important financial decisions you’ll make in your life. But one of the most common questions people ask is: “How much do I need to retire comfortably?” The answer isn’t one-size-fits-all—it depends on your lifestyle, goals, health, and financial circumstances. This article breaks down how to...

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