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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-18 21:09:52 -

How Do I Start Investing? A Complete Beginner’s Guide to Investing Money
How Do I Start Investing? A Complete Beginner’s Guide to Investing Money Investing can feel intimidating if you’ve never done it before. You may hear people talk about stocks, ETFs, crypto, real estate, risk tolerance, or “diversifying,” and wonder where to begin. The good news: starting to invest is far simpler than most people think. You don’t need a lot of...

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-25 21:46:58 -

How Should I Invest My Retirement Savings?
How Should I Invest My Retirement Savings? Understanding Asset Allocation, Risk, and Reward Before and After Retirement Investing for retirement is one of the most important financial decisions people make, yet it often feels complex and overwhelming. Markets move up and down, investment options seem endless, and opinions vary widely. Fortunately, you don’t need to predict the future or...

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-04 22:25:34 -

How to Legally Minimise Your Tax Burden as Part of Financial Planning
How to Legally Minimise Your Tax Burden as Part of Financial Planning Introduction Paying taxes is a civic duty, but that doesn’t mean you should pay more than necessary. Smart financial planning can help you legally reduce your tax burden and free up money for investment, savings, and lifestyle goals.Tax planning isn’t about evasion — it’s about using the law to your...

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-19 22:02:04 -

Personal Finance Basics: What You Should Know About Income, Saving, Debt, and Investing
Personal Finance Basics: What You Should Know About Income, Saving, Debt, and Investing Personal finance isn’t a topic most people are taught formally, yet nearly every decision in adult life touches it—earning, buying, borrowing, saving, and planning for the future. The good news is that you don’t need to be a financial expert to build stability and confidence. At its core,...

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-26 20:07:02 -

Should I Work Longer or Delay Retirement to Save More?
Should I Work Longer or Delay Retirement to Save More? Deciding when to retire is one of the most consequential financial choices people make. While many imagine stepping away from work as soon as possible, a growing number of individuals are considering the opposite: working longer or delaying retirement to strengthen their financial security. The idea is simple—more years working...

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-26 20:21:59 -

What Happens if Social Security or State Pension Benefits Are Cut — or Aren’t Enough?
What Happens if Social Security or State Pension Benefits Are Cut — or Aren’t Enough? For decades, Social Security and state pension systems have formed the backbone of retirement security. Many workers expect these programs to supply the majority of their income after they stop working. Yet the future of public pension systems is a persistent concern. Questions like...

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-19 22:00:30 -

What Is Compound Interest and How It Helps Your Savings Grow Over Time
What Is Compound Interest and How It Helps Your Savings Grow Over Time Compound interest is often called the eighth wonder of the world—a phrase commonly attributed to Albert Einstein. Whether he said it or not, the sentiment captures a real truth: compound interest can transform small, consistent savings into substantial wealth over time. It’s one of the most powerful forces in...

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-25 21:45:43 -

When Can I Withdraw Money From My Retirement Plan — and What Are the Penalties?
When Can I Withdraw Money From My Retirement Plan — and What Are the Penalties? Saving for retirement is one of the most important financial decisions you can make. But equally important is understanding when and how you can withdraw the money you’ve saved. Taking funds out too early can lead to taxes, penalties, and long-term consequences for your financial security....

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-24 15:22:37 -

When Can—and Should—I Retire?
When Can—and Should—I Retire? Understanding the “Right Time” Through Finances, Health, and Personal Goals Retirement is one of life’s biggest transitions. Yet for many people, deciding when to retire feels confusing, even intimidating. It’s not just a math problem—though knowing whether you have “enough” is crucial. The timing of...

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Leonard Pokrovski

добавлена новая статья Personal Finance
2025-11-26 19:41:17 -

Will I Run Out of Money in Retirement?
Will I Run Out of Money in Retirement? Understanding the Fear—and How to Plan for It Few questions weigh on retirees more heavily than: “Will I run out of money?”This fear consistently ranks among the top concerns for those approaching or living in retirement. It’s not hard to understand why. Retirement is a major life transition—one in which you shift from...

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