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Leonard Pokrovski

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2025-09-23 19:07:56 -

How to Get Student Loans Forgiven
How to Get Student Loans Forgiven Student loan forgiveness can provide financial relief for borrowers struggling with repayment. The U.S. government, as well as some state and nonprofit programs, offer pathways to reduce or eliminate student debt. While forgiveness options vary, understanding the eligibility requirements and application steps is crucial. Below are the most common ways to get...

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Leonard Pokrovski

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2025-10-31 20:38:26 -

Are There Ways to Reduce or Manage Education Costs?
Are There Ways to Reduce or Manage Education Costs? For many students and families, the cost of education is one of the biggest financial challenges they will ever face. Tuition fees, accommodation, textbooks, transportation, and personal expenses can quickly add up, creating a financial burden that lasts for years. However, there are practical and effective ways to reduce or manage these...

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Leonard Pokrovski

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2025-09-28 21:40:27 -

Does My Student Loan Affect My Credit Rating?
Does My Student Loan Affect My Credit Rating? Managing student loans can feel overwhelming, especially when trying to understand how they impact your financial future. One common question among borrowers is: Does my student loan affect my credit rating? The answer is yes — but the effect can be both positive and negative, depending on how you manage your loan. Let’s break it down....

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Leonard Pokrovski

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2025-09-22 19:33:48 -

How Can I Pay for College Without Going Broke?
How Can I Pay for College Without Going Broke? College can be an exciting journey, but the rising cost of tuition, housing, and textbooks can make it feel like an impossible financial puzzle. The good news? With careful planning, creativity, and resourcefulness, you can pursue higher education without breaking the bank. Here’s how. 1. Apply for Scholarships and Grants Scholarships and...

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Leonard Pokrovski

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2025-11-03 22:55:48 -

How Living Expenses Shape the True Cost of Education
How Living Expenses Shape the True Cost of Education When students plan for higher education, the first figure that typically catches their attention is tuition. Universities list it prominently, scholarship brochures emphasize it, and government aid programs often center around it. Yet tuition tells only part of the story. The total cost of attending college or university includes a range of...

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Leonard Pokrovski

ha aggiunto una foto Personal Finance
2025-11-05 15:58:48 -

How Much Can I Borrow and How Long Will I Have to Repay the Loan?
How Much Can I Borrow and How Long Will I Have to Repay the Loan? Understanding Loan Amounts, Terms, and How They Differ by Loan Type When you apply for a loan, two of the most important questions are “How much can I borrow?” and “How long will I have to repay it?” These factors—loan amount and loan term—determine not only the size of your monthly payments...

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Leonard Pokrovski

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2025-10-30 22:32:04 -

How Much Does Education Cost?
How Much Does Education Cost? Education is often described as an investment in the future—but it’s also one of the most significant expenses individuals and families face. From preschool to university, the cost of education varies dramatically depending on where you live, the type of school you attend, and the level of study you pursue. Understanding these costs helps families plan...

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Mark Lorenzo

ha aggiunto una foto Financial Services
2023-06-02 20:12:52 -

Public Service Loan Forgiveness: a path out of student debt
Do you work for a government or nonprofit organization? Or are you considering that career path after graduation? If so, the Public Service Loan Forgiveness (PSLF) Program may help you reduce the amount you need to pay back in student loans. The program offers qualified public servants and nonprofit employees a path out of student loan debt, with no cap on the loan forgiveness...

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Leonard Pokrovski

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2025-11-03 22:56:32 -

What Is “Education Inflation” and How Should You Account for It?
What Is “Education Inflation” and How Should You Account for It? Will the cost next year be much higher — and how can you plan for increases over time? Introduction For many families, higher education is one of the largest lifetime expenses, rivaling even the cost of a home. Yet unlike most consumer goods, the price of education doesn’t just increase gradually —...

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Leonard Pokrovski

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2025-09-30 20:57:54 -

What is ‘good debt’?
What is ‘good debt’? Debt often carries a negative reputation. Many people associate it with stress, financial strain, or poor decision-making. However, not all debt is inherently bad. In fact, some forms of debt can be considered “good debt” if they help you build long-term wealth, improve your financial position, or create opportunities that outweigh the costs....

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