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Leonard Pokrovski

added blog Personal Finance
2025-11-05 15:58:07 -

How Do I Know If I Qualify for a Loan?
How Do I Know If I Qualify for a Loan? Understanding Credit Scores, Income Requirements, and Options with Bad Credit Getting approved for a loan — whether it’s for a car, a home, or personal expenses — often feels confusing and intimidating. People frequently ask, “What credit rating do I need?”, “How much income must I show?”, or “Can I get a...

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Leonard Pokrovski

added blog Personal Finance
2025-10-28 16:31:38 -

How Does Debt Affect My Credit Score and Credit Report?
How Does Debt Affect My Credit Score and Credit Report? Debt plays a major role in shaping your financial profile. Whether you have a mortgage, student loan, credit card balance, or personal loan, the way you handle that debt can significantly affect your credit score and credit report. These two tools are used by lenders, landlords, insurers, and even employers to assess your financial...

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Leonard Pokrovski

added blog Money
2025-09-28 21:41:51 -

What affects my credit rating?
What affects my credit rating? A credit rating is one of the most important financial markers you have. It influences whether you can borrow money, the interest rates you’re offered, and sometimes even your ability to rent a home or get a job. Understanding what affects your credit rating can help you make better financial decisions and avoid surprises when you need access to credit. 1....

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Leonard Pokrovski

added blog Personal Finance
2025-10-27 21:06:27 -

Why Do I Have Different Credit Scores?
Why Do I Have Different Credit Scores? If you’ve ever checked your credit score from more than one source, you might have noticed something confusing — your score isn’t always the same. One report might say you have a 715, another could show a 740, and yet another lists 695. This can be frustrating, especially when you’re trying to understand where your credit stands...

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