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Mark Lorenzo

added blog Financial Services
2023-06-05 20:09:58 -

5 questions to ask before investing in graduate school
Whether you’re finishing a bachelor’s degree or considering going back to school after years in the workforce, pursuing a graduate degree is a life-changing decision that can advance your career. It can also come with a hefty price tag. Here are some questions to consider before making this investment. 1) Is a graduate degree required for your dream career,...

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Dacey Rankins

added blog Marketing and Advertising
2025-09-18 16:12:12 -

Can I Do Affiliate Marketing Without Investing Money?
One of the biggest reasons affiliate marketing attracts so many beginners is its reputation as a low-cost online business model. Unlike traditional businesses, you don’t need to manufacture products, hold inventory, or manage shipping. But the common question is: Can you really start affiliate marketing without investing any money at all? The short answer: Yes, it’s possible to...

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Leonard Pokrovski

added blog Personal Finance
2025-11-18 21:09:52 -

How Do I Start Investing? A Complete Beginner’s Guide to Investing Money
How Do I Start Investing? A Complete Beginner’s Guide to Investing Money Investing can feel intimidating if you’ve never done it before. You may hear people talk about stocks, ETFs, crypto, real estate, risk tolerance, or “diversifying,” and wonder where to begin. The good news: starting to invest is far simpler than most people think. You don’t need a lot of...

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Leonard Pokrovski

added blog Personal Finance
2025-11-10 18:36:45 -

How to Manage Day-to-Day Spending vs Saving vs Investing
How to Manage Day-to-Day Spending vs Saving vs Investing Balancing the “Now” with the “Future” Managing money well is about more than earning enough — it’s about deciding where every dollar should go between the needs of today and the promises of tomorrow. Many people find themselves caught between enjoying life now and preparing for the future. How much...

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Leonard Pokrovski

added blog Personal Finance
2025-11-04 22:26:13 -

How to Manage Debt: Balancing Repayment, Saving, and Investing
How to Manage Debt: Balancing Repayment, Saving, and Investing Debt is something almost everyone will encounter at some point in their lives — whether it’s a student loan, mortgage, car payment, or credit card balance. But managing debt well can make the difference between financial stress and long-term stability. The challenge isn’t just getting out of debt; it’s...

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Mark Lorenzo

added blog Financial Services
2023-05-10 18:45:31 -

Investing in human capital
Key points Almost universally, economists agree that it is a good individual decision to invest time and money into education. Society also benefits from education—better health outcomes for the population; lower levels of crime; a cleaner environment; and a more stable, democratic government are positive externalities of investment in education. Private rates of...

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Leonard Pokrovski

added blog Personal Finance
2025-11-19 22:02:04 -

Personal Finance Basics: What You Should Know About Income, Saving, Debt, and Investing
Personal Finance Basics: What You Should Know About Income, Saving, Debt, and Investing Personal finance isn’t a topic most people are taught formally, yet nearly every decision in adult life touches it—earning, buying, borrowing, saving, and planning for the future. The good news is that you don’t need to be a financial expert to build stability and confidence. At its core,...

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Dacey Rankins

added blog Investing
2024-10-09 17:31:39 -

The Pros and Cons of Investing: Weighing Your Options
Investing is a powerful tool for building wealth and achieving financial goals. However, it comes with its own set of risks and rewards. Understanding the pros and cons of investing can help individuals make informed decisions that align with their financial objectives. This article explores the benefits and drawbacks of investing, providing a balanced perspective for potential investors. Pros...

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Leonard Pokrovski

added blog Money
2025-09-30 20:59:52 -

What does investing mean?
What does investing mean? When people hear the word investing, they often think of stock markets, trading apps, or wealthy individuals making big financial moves. While those images capture part of the picture, investing is a much broader and more practical concept. At its core, investing simply means putting resources—whether money, time, or energy—into something with the...

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Leonard Pokrovski

added blog Personal Finance
2025-11-26 20:23:16 -

Are Pensions and Retirement Benefits Taxable? A Comprehensive Guide
Are Pensions and Retirement Benefits Taxable? A Comprehensive Guide Planning for retirement involves more than simply saving money—understanding how those savings will be taxed is just as crucial. Whether you receive a pension, withdraw from a retirement account, or access a government-provided benefit, taxation can significantly influence the amount of income you keep. The rules vary...

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Leonard Pokrovski

added blog Investing
2024-03-13 21:38:24 -

How can a seller enter the global market with minimal investment? Analysis of five risks.
How can a seller enter the global market with minimal investment? Analysis of five risks. Risk No. 1: Your product abroad will be of no use to anyone I see the following problem: people go out into the country, set up logistics there, and then it turns out that sales are not coming. This happens when an entrepreneur does not know a new market well and acts at...

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Leonard Pokrovski

added blog Money
2025-09-22 19:20:22 -

How Can I Get Rich Online?
How Can I Get Rich Online? The internet has transformed the way people build wealth. From freelancing and content creation to investing and e-commerce, opportunities to generate income online have never been greater. But while many dream of “getting rich quick,” true online wealth requires strategy, consistency, and smart decision-making. Let’s explore the most...

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Leonard Pokrovski

added blog Finance
2025-10-08 19:40:19 -

How Certain Financiers Built Their Wealth and the Investment Philosophies Behind Their Success
How Certain Financiers Built Their Wealth and the Investment Philosophies Behind Their Success The world of finance has always been shaped by a handful of individuals whose vision, discipline, and willingness to take calculated risks set them apart. These financiers—ranging from traditional investors like Warren Buffett to modern hedge fund managers such as Ray Dalio and Cathie...

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Leonard Pokrovski

added blog Personal Finance
2025-11-11 22:56:39 -

How Inflation Affects Your Wealth and Savings — and How to Plan Accordingly
How Inflation Affects Your Wealth and Savings — and How to Plan Accordingly Inflation is often described as the silent thief of wealth — a gradual force that erodes the value of money over time. You might not notice its effects from one month to the next, but over years or decades, inflation can have a profound impact on your financial well-being. Whether you’re saving for...

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Leonard Pokrovski

added blog Finance
2025-10-08 20:59:04 -

How Long Does It Take to Read Finance Biographies?
How Long Does It Take to Read Finance Biographies? A Look at Why They’re So Dense — and Why That’s Part of Their Appeal Finance biographies occupy a fascinating corner of nonfiction. They sit somewhere between business manuals, historical sagas, and psychological studies. Whether it’s The Snowball (about Warren Buffett), Too Big to Fail (about the 2008 crisis), or When...

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Leonard Pokrovski

added blog Personal Finance
2025-11-25 21:48:01 -

How Much Should I Pay Into My Pension or Retirement Account?
How Much Should I Pay Into My Pension or Retirement Account? Deciding how much to contribute to a pension or retirement account is one of the most important — and most confusing — financial choices most people face. You know you should save for the future, but you also have bills, living costs, and maybe family obligations right now. Add in tax rules, contribution limits, employer...

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Leonard Pokrovski

added blog Personal Finance
2025-10-21 20:10:19 -

How Much Should I Save Each Month?
How Much Should I Save Each Month? Saving money is one of the most important habits for achieving financial stability and independence. Whether you’re saving for an emergency fund, a new home, retirement, or just peace of mind, deciding how much to save each month can feel overwhelming. You’ve probably heard the rule of thumb: “Save at least 20% of your income.”...

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