Understanding Brokerage and Mortgaging: Key Concepts for Homebuyers and Investors
The world of real estate is multifaceted and often confusing for those who are new to it. Two fundamental components of this world are brokerage and mortgaging. Whether you’re looking to buy your first home or investing in real estate, understanding these concepts is essential. Let’s take a closer look at what brokerage and mortgaging are, and how they function in the real estate market.
What is Brokerage?
A brokerage refers to a company or individual that facilitates...
In the US, the average mortgage rate for the first time since 2008 exceeded 6%
The number of applications for mortgage loans fell by 64% compared to last year.
In the US, the average mortgage rate for the first time since 2008 exceeded 6%, Reuters reports, citing data from the Association of Mortgage Banks. At the end of July 2022, the US Federal Reserve System (FRS) raised the interest rate by 75 basis points, to 2.25-2.5% per annum.
Such an increase in mortgage rates has a negative impact on the housing sector, where sales of new homes in July have already fallen to...
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