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Leonard Pokrovski

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2025-09-16 19:12:23 -

What Is a Mortgage?
What Is a Mortgage? For many people, buying a home is one of the biggest financial decisions they will ever make. Since most buyers don’t have enough savings to purchase a property outright, they rely on a mortgage—a loan specifically designed for real estate. Understanding how mortgages work is essential for anyone planning to own a home, refinance, or even invest in property....

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Leonard Pokrovski

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2025-09-30 21:53:16 -

What is APR? How Do Interest Rates Work?
What is APR? How Do Interest Rates Work? When it comes to borrowing money, whether through a credit card, personal loan, or mortgage, two terms frequently appear: interest rate and APR. Understanding these concepts is crucial to making smart financial decisions and avoiding unexpected costs. Let’s break them down. What is an Interest Rate? An interest rate is the cost of borrowing...

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