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FWhoop Xelqua

added blog Real Estate
2022-09-26 10:37:51 -

How to choose an apartment? Basic tips when buying a home
The question of how to choose an apartment can seem too complicated – especially if you first touched on the topic of real estate. Where is it better to live - in a panel, monolithic or brick house? Which floor is more comfortable, what are the features of the layout and how does the finish differ from the whitebox? We wrote a detailed guide, where and how to buy a home that you can not...

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Leonard Pokrovski

added blog Personal Finance
2025-11-17 17:48:03 -

How Long Will the Mortgage Last? What Terms Are Available, and Which Should You Choose?
How Long Will the Mortgage Last? What Terms Are Available, and Which Should You Choose? When you take out a mortgage, one of the most important decisions you’ll make is how long the loan will last—its term. Although interest rates tend to dominate mortgage discussions, the loan term is just as influential. It shapes your monthly payment, the total interest you’ll pay,...

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Leonard Pokrovski

added blog Money
2025-09-22 19:23:18 -

How Much House Can I Afford?
How Much House Can I Afford? Buying a home is one of the most significant financial decisions many people make, and figuring out how much house you can afford is a crucial first step. Jumping in without a clear understanding of your budget can lead to financial stress or even risk losing your home. Here’s a guide to help you determine a comfortable and realistic price range. 1....

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Leonard Pokrovski

added blog Personal Finance
2025-11-19 21:46:53 -

How Much of a House Can I Afford — and How Do I Buy One?
How Much of a House Can I Afford — and How Do I Buy One? A Complete Guide to Home Affordability, Down Payments, and Hidden Costs** Buying a house is one of the biggest financial decisions most people ever make. Whether you’re a first-time buyer or returning to the market after several years, the same question tends to come first: “How much house can I actually afford?”...

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Leonard Pokrovski

added blog Personal Finance
2025-11-13 17:30:12 -

What Is a Mortgage?
What Is a Mortgage? A mortgage is a long-term loan secured by real property — usually a home — that allows individuals or businesses to purchase real estate without paying the entire price upfront. Instead of buying the property outright, a borrower agrees to repay the lender over time, typically in monthly installments that include both principal (the amount borrowed) and interest...

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Leonard Pokrovski

added blog Money
2025-09-28 21:45:52 -

What is Stamp Duty?
What is Stamp Duty? Stamp duty is a government-imposed tax levied on certain legal documents and transactions, most commonly related to the purchase of property or land. It serves as a form of revenue for the government and is typically paid by the buyer. The amount of stamp duty owed often depends on the value of the transaction, the type of property, and the buyer’s circumstances. The...

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Leonard Pokrovski

added blog Personal Finance
2025-11-14 21:41:23 -

What Is the Required Down Payment (Deposit) for a Mortgage?
What Is the Required Down Payment (Deposit) for a Mortgage? “How much of the purchase price must I pay upfront before borrowing the rest?” Buying a home is one of the biggest financial commitments most people will ever make. A major part of the process is providing a down payment—often referred to as a deposit—before you can borrow the remainder of the purchase price...

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Leonard Pokrovski

added blog Personal Finance
2025-11-14 21:39:08 -

What Other Costs Come With Taking Out a Mortgage?
What Other Costs Come With Taking Out a Mortgage? For many people, buying a home is the largest financial commitment they will ever make. When you think about a mortgage, the first cost that comes to mind is usually the monthly payment. But the real cost of homeownership includes much more than principal and interest. From closing costs and insurance to taxes, maintenance, and mortgage...

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