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FWhoop Xelqua

a adăugat un sunet Automotive
2023-07-20 17:09:41 -

Auto Mobile Businesses
How do they make money in the auto business?When you are a motorist, it may seem to you that everyone is trying to make money on you. When you're an entrepreneur, you realize that's the way it is. The car business has a lot of opportunities. Despite the crisis of the car market, people continue to drive cars, decorate them, make them more comfortable and reliable. We have selected 10 services...

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Dacey Rankins

a adăugat un sunet Business
2024-09-11 13:54:57 -

Bloomberg: Plant closures threaten the entire EU auto industry
Volkswagen (VW)'s plans to close its factories in Germany for the first time in history are only the beginning of a large-scale shake-up that awaits the entire EU auto industry, writes Bloomberg. According to industry experts, there are more than 30 unprofitable car industries in the EU, including not only VW enterprises, but also factories of many other companies, including Stellantis and...

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Leonard Pokrovski

a adăugat un sunet Money
2025-09-27 16:43:05 -

What is the difference between PCP and PCH (auto financing terms)?
What is the difference between PCP and PCH (auto financing terms)? When shopping for a new car, you’re likely to come across two common auto financing terms: PCP (Personal Contract Purchase) and PCH (Personal Contract Hire). Both are forms of car finance that allow you to drive a vehicle without paying the full purchase price upfront, but they differ significantly in structure,...

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Leonard Pokrovski

a adăugat un sunet Personal Finance
2025-11-05 15:58:07 -

How Do I Know If I Qualify for a Loan?
How Do I Know If I Qualify for a Loan? Understanding Credit Scores, Income Requirements, and Options with Bad Credit Getting approved for a loan — whether it’s for a car, a home, or personal expenses — often feels confusing and intimidating. People frequently ask, “What credit rating do I need?”, “How much income must I show?”, or “Can I get a...

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Leonard Pokrovski

a adăugat un sunet Personal Finance
2025-11-05 15:58:48 -

How Much Can I Borrow and How Long Will I Have to Repay the Loan?
How Much Can I Borrow and How Long Will I Have to Repay the Loan? Understanding Loan Amounts, Terms, and How They Differ by Loan Type When you apply for a loan, two of the most important questions are “How much can I borrow?” and “How long will I have to repay it?” These factors—loan amount and loan term—determine not only the size of your monthly payments...

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Leonard Pokrovski

a adăugat un sunet Money
2025-09-27 16:35:30 -

What does loan-to-value mean?
What does loan-to-value mean? When it comes to borrowing money—especially for big purchases like a home or a car—you’ll often hear the term loan-to-value ratio, or LTV. It’s an important number that lenders use to measure risk and determine the terms of a loan. But what exactly does it mean, and why does it matter? Defining Loan-to-Value The loan-to-value ratio is a...

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Leonard Pokrovski

a adăugat un sunet Money
2025-09-27 16:48:35 -

What is a balloon payment?
What is a balloon payment? A balloon payment is a large, lump-sum payment due at the end of a loan term, typically much larger than the regular monthly installments made throughout the loan. This structure is common in certain types of mortgages, auto loans, and business loans, and it allows borrowers to make smaller payments initially before facing a substantial final obligation. How a...

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Dacey Rankins

a adăugat un sunet Business
2025-02-05 15:42:06 -

What Kind of Insurance Do I Need?
When it comes to protecting your assets, securing the right kind of insurance is vital for ensuring peace of mind and financial security. However, determining which policies you need can be overwhelming. From protecting your home to securing your health and even covering your business activities, it's important to choose insurance that addresses all your specific needs. 1. Homeowners Insurance...

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Leonard Pokrovski

a adăugat un sunet Personal Finance
2025-11-07 23:35:21 -

Which Type of Loan Should I Choose?
Which Type of Loan Should I Choose? Understanding Your Options and Finding the Best Loan for Your Needs Choosing the right type of loan can be overwhelming. Between personal loans, credit cards, mortgages, business loans, and student loans, the financial world can seem like a maze of options, each with its own terms, benefits, and risks. The “best” loan for you depends not just on...

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